Business guide

What are we talking about?

A disabled person can receive one of the types of pension:

insurance;
state;
or social.

Insurance (or labor) insurance is assigned to those who have official work experience (regardless of the duration). Special categories can apply for state government:

military;
astronauts;
survivors of the siege of Leningrad;
WWII participants.

Everyone else receives a social pension (how to get a disability pension?). The size of social and state funds is determined by Federal Law No. 166 of December 15, 2001 and is indexed annually. The size of the labor pension is determined by the calculation system, which will be discussed in this article.

Information: The lowest possible social pension is 4,215 rubles 90 kopecks (for group 3).

This amount may be increased depending on the disability group:

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4,959 rubles 85 kopecks for group 2;
9,919 rubles 73 kopecks for the 1st group or 2nd from childhood;
11,903 rubles 51 kopecks for the 1st group from childhood or for a disabled child.

In addition, if a disabled person must care for dependents, he is entitled to additional payments.

Pension calculator

These results of calculating the insurance pension are purely conditional and should not be perceived by you as the real amount of your future pension. To make the results easier to understand, all calculations are performed under constant conditions of 2020. For calculation purposes, it is accepted that the entire period of formation of your future pension rights took place in 2021 and you were “assigned” an insurance pension in 2021, taking into account the life plans you personally indicated, and also on the condition that you will “receive” all the years of your working life the salary you specified.

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The actual amount of the insurance pension is calculated by the Pension Fund of the Russian Federation when applying for its appointment, taking into account all the generated pension rights and benefits provided for by pension legislation on the date of assignment of the pension. For example, for disabled people of group I, citizens who have reached the age of 80, citizens who worked or lived in the Far North and equivalent areas, citizens who have worked for at least 30 calendar years in agriculture, who do not carry out work and (or) other working activity and living in rural areas, the insurance pension will be assigned in an increased amount due to the increased size of the fixed payment.

What determines the size of payments?

It is defined:

length of service;
the size of salaries, since the size of pension contributions depends on them;
severity of disability;
age of applying for a pension;
right to additional payments.

For example, payments if there are dependents will be as follows:

1,519 rubles 65 kopecks per person;
3,039 rubles 30 kopecks for two;
and 4,558 rubles 95 kopecks for a larger quantity.

A dependent is a disabled person for whom that person must care. This could be a minor child, as well as a parent or other relative who cannot provide for themselves.

Let us tell you in more detail how to calculate the amount of pension due in a particular case.

Calculation of Disability Pension 2 Groups in 2021 Calculator

The value of the individual pension coefficient in 2021 is 81.49 rubles, its increase occurs in August of each year, for which inflation rates are used, leading to indexation. To calculate the fixed part, there is a simple formula: the number of points is multiplied by the cost of each, and a fixed payment is added to the result.

How to calculate a disability pension

In 2021, thanks to changes in legislation, the funded pension no longer applies to the labor pension, and is a separate type of benefits paid in old age. The size of the savings portion depends on how long the funds have been deducted and in what amount they were contributed to the savings organization.

A citizen living in the central region of Russia received group 3 and has 1 dependent. The basic payment for group 3 disability in 2021 was 2,491 rubles. 45 kopecks With an additional payment for dependents, he will receive 4152.42 rubles.

At the request of the applicant, NSO can be presented as preferential services, or paid in the form of a cash increase. To transfer the benefit into cash equivalent, the pensioner submits a one-time application for waiver of benefits before October 1 of the current year.

State

If disability is established, an extract from the medical and social examination report is redirected to the Pension Fund. Bureau employees are required to convey the conclusion to fund employees within 2 working days from the date of registration of the applicant’s disability.

In those social authorities protection, you can find out if you are included in the list of persons who are entitled to such payments. This bonus is paid immediately along with the pension itself by this body. For example, if the Pension Fund is engaged in paying the basic pension, then it is obliged to pay EDV.

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Citizens with disabilities have the right to additional social security from the government. Accordingly, new types of allowances and social benefits are regularly designed at the federal and regional levels. help. Therefore, a pension is not the only type of assistance that can be used.

EDV for disabled people of group 2

In 2021, pensions increased again, thanks to an increase in all social benefits. benefits. The necessity of increasing social standards is associated with ruble inflation and the active increase in prices for goods and services. However, you should not count on a large-scale increase. The changes will not exceed 2.9 percent, but this is enough to cover inflationary growth.

If a citizen received disabled status as a child, then the amount increases to 9919.73 rubles . If a citizen has work experience, he has the opportunity to receive appropriate payments. This type of benefit is calculated using a formula that takes into account the amount of output and the value of the fixed component.

Step-by-step instructions: how to calculate?

How to calculate a disability pension? To calculate the amount of your pension, you must:

Find out how many conditional pension points have been accumulated.
View the fixed pension amount for this disability group.
Check whether you are entitled to bonuses and increasing coefficients.
Perform calculations based on this information.

Attention: You can find out how many points you have accumulated at the Pension Fund. To do this, you need to contact the nearest branch in person or online (via the Pension Fund website or the State Services portal).

Components

The amount of the insurance pension consists of two parts:

insurance;
and a fixed amount.

The first part is calculated according to a certain formula. The latter is equated to a certain value, which is indexed annually to compensate for inflation (read about pension indexation here). In 2021, the size of the fixed part is 4,805 rubles 11 kopecks; Depending on the group, the disabled person receives a certain share from it :

for group 1, the most severe, it is 200%;
for the 2nd – 100%;
and for the 3rd – 50%.

There are also regional increasing coefficients. For example, for the Far North they are:

+ 30% of the amount when working in these places for 15 years or more;
+ 50% – from 20 years.

Another allowance is related to the presence of dependents. Its size depends on their number: one, two or three or more.

What exactly a disability pension consists of is discussed here.

Formula and examples

The formula for the insurance part is the same as for the old-age pension, namely -

IPC x SPK The abbreviation IPC denotes the number of conditional pension points that a disabled person has at the time of calculating the amount of payments. SPK is the “cost” of one such point. It increases every year, and in 2021 it is equal to 78 rubles 28 kopecks.

The number of accumulated points is determined:

length of service;
the amount of contributions transferred by the employer.

The length of service includes not only periods of work, but also some others. These include military service and caring for a child under one and a half years old, disabled people or pensioners.

And the total amount of the pension can be expressed by the formula -

Read also:

SP + FV, where:

SP – insurance pension;
and FV – fixed payments.

Example: A disabled person of group 2 has 12 years of work experience, during which time he has “accumulated” 30 pension points, and has one minor child. There is no right to regional coefficients.

Fixed part with additional payment for a dependent: 4,805 rubles 11 kopecks + 1,519 rubles 65 kopecks = 6,324 rubles 76 kopecks.
Insurance part: 78 rubles 28 kopecks x 30 points = 2348 rubles 4 kopecks.
Total amount: 6324 rubles 76 kopecks + 2348 rubles 4 kopecks = 8673 rubles 16 kopecks.

Here's how the payout is calculated.

Who is assigned the status of group 2 disabled person?

A person with moderate impairments is assigned the status of group 2 disabled person. The Ministry of Health and Social Development of the Russian Federation has approved a list of consequences resulting from chronic diseases, injuries, congenital deformities, under the influence of an iatrogenic factor (medical error), which are sufficient grounds for recognizing the limited capabilities of a citizen:

The ability for self-service is not fully expressed.
There is not enough physical ability to establish full contact with other people (for example, with serious hearing, vision, or speech impairments).
Mobility abilities are limited.
Adequate perception of the environment is difficult.
Characterized by serious violations of self-control.
The level of development does not correspond to the indicators of peers.
Ability to work depends on compliance with a number of conditions - the availability of devices, a specially equipped workplace, and support from third parties.

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Can it be done online?

The Pension Fund website has an online calculator where you can calculate the amount of your pension. It is located at https://www.pfrf.ru/eservices/calc/. These calculations are approximate.

But this calculator is designed for calculating a “regular” labor pension. It is calculated using the same formula as the labor disability pension (that is, the product of conditional points and the cost of one is added to the fixed amount). For pensioners without disabilities, this constant amount remains the same. It is also equal to 4,805 rubles 11 kopecks, but there are no increasing factors.

Therefore, the online calculator can also be used to calculate a disability pension, but with some modifications. Depending on what fixed part the disabled person is entitled to, you need to add to the result the difference between it and the base amount.

Let's take a closer look at how to calculate online:

In the appropriate cells, indicate your gender and year of birth.
Select an insurance pension option.
If there are children and periods of leave to care for them (or other persons), as well as military service, indicate this information in the cells provided for them.
Select the “employee” option (since in other cases the pension is formed according to different principles).
Then enter the expected length of service and salary (official).
After this, you need to click on the “calculate” button.
As a result, the number of points and the approximate size of the pension will be calculated.
Everyone, except disabled people of the 2nd group without the right to increasing coefficients and additional payments, needs to make additional calculations.

Additionally required:

Subtract the basic amount of the fixed part from the pension and add the one that is due for this disability group.
If there are dependents, add payment for them.
Multiply by the coefficient, if eligible.

How much will the pension of group 2 disabled people be added in 2021?

Additional payments to pensions

For example, for disabled people of the second group, treatment in sanatoriums, completely free travel on public transport, and so on are expected. However, it is worth remembering that a person who has such rights can refuse these services. If he decides to do this, then he should contact the social authorities. protection. And in return for these benefits, he will receive a regular increase in his pension.

The disability insurance pension is calculated by summing the base amount in accordance with the degree of disability with the amount of personal accumulated pension funds, divided by the duration of probable survival (standards set at 240 months). The calculation is influenced by regional coefficients, the presence of dependents (child care), living in the far north and length of service. 20 years of service entitles you to receive a pension at a higher rate.
The social pension is not calculated - it is established by the state and is subject to changes only on the basis of relevant acts;
The state pension is calculated from the size of the social pension (that is, ultimately also fixed), multiplied by a value from 100% to 300%. The coefficient is influenced by the disability group and the basis for receiving a state pension.

Attention! If you have any questions, you can consult with a lawyer for free by phone in Moscow, St. Petersburg, and all over Russia. Calls are accepted 24 hours a day. Call and solve your problem right now. It's fast and convenient!

Amount and calculation of disability pensions

A disability insurance pension is available to persons who have any officially confirmed work experience for which insurance premiums have been paid. A special feature is the calculation of pensions based on the pension savings of a disabled person. In some cases, the pension experience may be so short that the assignment of a labor pension is impractical. Then it is possible to choose an alternative - a minimum social pension.
The social disability pension in 2021 is available to all Russian citizens. The absence of other criteria makes this type of pension the only one available to disabled children, disabled people with no experience, as well as persons who received disability upon reaching 18 years of age (former disabled children).
The state pension is awarded to persons subject to special government regulations, presidential decrees and federal laws. This type of pension is received by the smallest number of people, in particular war veterans, blockade survivors and liquidators of the Chernobyl accident.

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For working disabled people, increased leave of up to 60 days and a shortened working week of 40 hours are provided. Dismissal of a disabled worker at the initiative of the employer is legal if the employee has been undergoing treatment or recovery for more than 4 months. At the same time, the employee retains the right to paid sick leave and severance pay.

RUB 10,668.38 in the absence of persons who are dependent on the recipient of payments;
+1778.06 rub. to this amount if there is 1 disabled family member;
+3556.12 rub. if there are 2;
+5334.12 rub. if there are 3 or more.

Disability benefit for group 3

The fixed part, taking into account regional coefficients, is paid regardless of the place of residence of the person at the time of payment. Thus, in order to receive an increased insurance payment for work in the Northern regions and equivalent regions, it is not at all necessary to live there.

Recalculation

One of the factors influencing the size of your pension may change. Then its size should also change. Most often this happens in the following situations:

The disability group and the fixed part of the pension associated with it have changed.
A disabled person officially works and insurance premiums are paid for him. Accordingly, the number of accumulated points increases.
He has a dependent.
A disabled person has worked for a certain number of years in the regions of the Far North, and he has the right to an appropriate additional payment.

In these cases, recalculation occurs, including if the disabled person received old-age payments.

Group 2 disability pension in 2021: amount

free use of public transport (applies to intercity and suburban transport);
undergoing treatment at a resort or sanatorium;
provision of medications (in this case, a prescription issued by the attending physician is required).

Pension size in 2021

If a person has earned income, then he is entitled to a separate increase, expressed in cash. To apply for insurance benefits, a citizen must have experience. It will not be possible to simultaneously receive 2 types of pensions at the same time, including disability and old age. If a pensioner applies for both, then he has the right to choose the one that has a larger size .

By 2021, the amount of points accumulated was 61; the pensioner does not have any bonus conditions. The exception is deferment of pension for 4 years. This gives the right to increase the fixed part by a factor of 1.27. Let's calculate using the formula:

An important condition for calculating such a pension is the length of service during which contributions were made to the Pension Fund. In 2021, the threshold for obtaining insurance coverage remains at 10 years. The figure will increase until 2025, when it will be 15 years.

Calculation of GIPC in 2021

The calculations presented are for informational purposes only and reflect the approximate value of your future pension. To obtain a more accurate calculation of the pension amount, you must contact the territorial office of the Pension Fund.
The values used in pension calculations are presented in amounts taking into account 2021 indexation. The current values of the IPC, fixed payment and other coefficients are valid during 2021.
The calculator will be equally useful for both those retiring this year and citizens who have just started working.
When calculating the pension amount, the conditional data entered by you will be used.
If you need to calculate the GIPC, use the separate calculator presented below.

Just like a pension, the cost of one IPC is subject to annual indexation. In 2021, the increase was carried out on January 1. The indexation rate was 7.05% . For 2021, the cost of one pension coefficient is 87.24 rubles (in 2021 - 81.49 rubles ).

Below is the calculation of the pension based on points. To check the data, you can use the Pension Fund’s online calculator to calculate your future pension, and also use your personal account to track other indicators.

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Cost of a point for calculating a pension in 2021

According to Art. 12.1 Federal Law No. 178 of July 17, 1999 , those citizens whose amount of security is less than the subsistence minimum established in the region of residence are entitled to a special surcharge. Its size is determined by the difference between these indicators. For example, a citizen has the right to a pension in the amount of 7,000 rubles. , and in his region the PMP is set at 8846 rubles . In this case, he is entitled to an increase of 1846 rubles .

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Persons of the Russian Federation with work experience can actually receive a monthly allowance of up to 15,000 rubles . The exact calculation depends on the number of dependents. An increase in benefits occurs in the following cases: