Why is it impossible to register regional maternity capital in Crimea?

Important! There is no regional maternity capital in Crimea, but Crimeans have the right to exercise their right to register federal family capital. You must apply for a certificate at local branches of the Pension Fund.

In the Republic of Crimea, it is currently impossible to implement a regional capital program, since funds are needed for the development of neglected infrastructure. Besides:

1. The Crimean budget is subsidized. Money began to flow into the treasury only in 2021, and there is no reserve as such yet.
2. To this day, families continue to receive child benefits assigned by the Ukrainian authorities, since they must wait until the end of the legal payment period. New applications for Ukrainian benefits are not accepted.
3. Parents of children receive benefits provided in accordance with Russian laws - upon adoption, at birth, etc.
4. Regional authorities are working to ensure that in the near future families begin to receive payments under the BiR, on the occasion of the birth of a baby, payments for the low-income, benefits for large families and for a child with a disability.

By the way, large families registered in the territory of the Republic of Crimea have the opportunity to obtain the following types of assistance:

• vouchers to sanatoriums free of charge;
• 50% discount when paying utility bills;
• monthly allowance for the 3rd child until he turns 3 years old.

Driver's license website

Maternal (family) capital is a measure of state support for Russian families in which, from 2021 to 2021 inclusive, a second child was born (or adopted) (or a third child or subsequent children, if at the birth (adoption) of the second child the right to receive these funds is not was issued).

1. The Crimean budget is subsidized. Money began to flow into the treasury only in 2021, and there is no reserve as such yet.
2. To this day, families continue to receive child benefits assigned by the Ukrainian authorities, since they must wait until the end of the legal payment period. New applications for Ukrainian benefits are not accepted.
3. Parents of children receive benefits provided in accordance with Russian laws - upon adoption, at birth, etc.
4. Regional authorities are working to ensure that in the near future families begin to receive payments under the BiR, on the occasion of the birth of a baby, payments for the low-income, benefits for large families and for a child with a disability.

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Stimulating the birth rate in Crimea

Most regions of Russia, following the example of the federal social program, have included in their legal framework benefits for large families in the form of maternity capital.
This is done to stimulate population growth. There is no regional maternity capital in Crimea. Citizens of the regions receive a certificate only within the framework of the federal social program.

Before reunification with the Russian Federation, Crimea implemented Ukrainian social measures, which have fundamental differences from Russian social policy. The fact is that the Ukrainian fertility stimulation program is aimed at supporting families with children. Within its framework, Crimean mothers received considerable benefits in installments. The entire due amount was divided by the period established by law and issued monthly.

For example, for the first newborn, the mother was entitled to 30,960 UAH. (at the rate of the 14th year - 117,684 rubles). The benefit was issued for two years. Therefore, per month my mother received:

• 30,960 UAH. / 24 months = 1,290 UAH. (RUB 4,902)

For the Ukrainian Crimea, this was a good help for a mother and child. However, the money was spent on basic needs: food and clothing. Two years later, the family was faced with the question of finding funds to further support the baby. The woman had to go to work and send her son to kindergarten. The task at that time was almost impossible to solve. The shortage of places in preschool institutions was catastrophic.

Russian social legislation is structured completely differently. Employed mothers in Crimea do not receive child benefits, but legal “maternity benefits”. The amount of the monthly payment depends on the salary before the birth of the baby. And recipients are encouraged to spend government money allocated as part of social events on family development.

Important: the federal maternity capital program was created to provide effective assistance to mothers with children. It is allowed to use funds for needs that the family cannot pay for on its own.

Use of maternity capital

Often families do not find the opportunity to use funds for any of the purposes provided for by the maternity capital program. Probably for this reason, not entirely legal cash-out schemes are being developed. It is worth assuming that the targeted use of maternity capital could be expanded , and new opportunities for spending funds would be in demand.

• the kindergarten has a license to carry out preschool educational activities;
• located on the territory of the Russian Federation ;
• an agreement has been concluded between him and his parents in the appropriate form;
• Payment is made only for the maintenance of the child (supervision and care services).

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It will not be possible to pay for a kindergarten in full, even a public one, from family capital . Child care includes nutrition, education, socialization and provision of necessary hygiene standards. This list does not include educational services, payment for teachers, paid clubs and sections.

Federal maternity capital in Crimea and Sevastopol

During 2014, work was carried out in the region to create a new legislative framework.
In this regard, social support for families with children continued according to Ukrainian standards. Only since the beginning of 2015 have mothers been able to apply to the Pension Fund for a certificate for maternity capital. Hint: the amount of maternity capital is 466,617 rubles .

Funds are now allowed to be used for:

• improvement of living conditions (relevant for the region): purchase of apartments;
• construction of houses;
• mortgage repayment;
• reconstruction of existing housing;

Thus, the Russian legal framework encourages the allocation of social support funds to solve serious problems. Including the purchase of expensive housing that will serve the family for many years.

Important: from the beginning of 2021, it is allowed to receive a monthly payment from maternity capital funds (Law No. 418-FZ of December 28, 2017).

Problems

During the implementation of the federal social program, Crimeans faced a number of legal conflicts. They were connected with the fact that the right to maternity capital extended to all second (subsequent) children born from 01/01/07. There were several problems:

1. According to the law, Russian parents can receive a certificate for a child who is a citizen of the Russian Federation. Huge queues have formed at civil registry offices in the region. Mothers wanted to receive Russian-style birth certificates for their children. After all, without one, documents were not accepted at the Pension Fund branches. This problem was resolved quite quickly.
2. The second collision was more serious. According to the law, a father can claim maternity capital if the mother has died or been deprived of parental rights. However, such a fact could have been recorded in the Ukrainian legal field. And until 2014, women were not yet Russians and could not qualify for maternity capital. In fact, a solution was found in 2021. Fathers were also given certificates.

For information: during the implementation of the federal social program, Crimeans faced other problems. They were resolved at the regional level with the participation of government agencies and courts.

Regional state aid program

As such, there is no regional program to support families with children, however, in Crimea, Law No. 36-ZRK/2014 dated December 17, 2014 gives citizens the right to receive compensation for those benefits that they were entitled to until the end of 2014 (before Crimea became Russian republic):

• maternity benefits (5,190 rubles);
• benefits for the birth of a baby (27,446 rubles for each baby, starting with the first);
• monthly benefit until the first child is one and a half years old (784 rubles);
• monthly allowance for the first child from one and a half to two years (3,489 rubles);
• monthly allowance for a second child from one and a half to four years (3,732 rubles);
• monthly allowance for the third child until he reaches one and a half years old (986 rubles);
• monthly allowance for a third child from one and a half to six years old (6,397 rubles).

More on the topic Pension for people with disabilities since childhood, groups 1, 2 and 3 and its size in 2021

Since 2014, residents of Crimea can apply for the following types of government assistance:

• one-time payment upon the birth of a baby (16,350 rubles);
• monthly allowance for the first child until he reaches the age of one and a half years (3,065 rubles);
• monthly allowance for the second and subsequent children up to one and a half years old (6,131 rubles).

To receive government assistance, you must contact the Social Security Department, taking with you the following documents:

1. parents' ID cards;
2. marriage or divorce certificate;
3. birth certificates of all children;
4. family income certificate;
5. certificate of family composition (issued by employees of the HOA or management company);
6. a certificate establishing guardianship and a court decision on adoption (in the case of adoption of a child).

This is the main package of documents. In some cases, additional paperwork will be required. The full list can be found in the Department of Social Protection of the Population.

What is the size of regional maternity capital in Crimea?

Regional maternity capital is not accepted in Crimea

As in other regions of Russia, in Crimea there is a program of federal maternal (family) capital, which is awarded for the birth (adoption) of a second or subsequent child. In 2020, the amount of maternity capital is 466 617

rubles

Meanwhile, in the region a monthly cash payment is paid upon the birth (adoption) of a third or subsequent children until the child reaches the age of 3 years.

The monthly cash payment is set in the amount of the subsistence minimum per child in Crimea.

The payment is provided to one of the parents (adoptive parents) who is a citizen of the Russian Federation for children - citizens of the Russian Federation born between 01.01.2015 and 31.12.2020, in families with an average per capita income below an amount equal to two and a half subsistence levels per capita in Crimea.

The family composition taken into account when calculating the average per capita income giving the right to benefits includes:

• parents living together and their minor children;
• a single parent and his minor children living together.

When establishing the right to a monthly cash payment, the following are not taken into account:

• children who are fully supported by the state in the relevant state or municipal institutions;
• children placed under guardianship (trusteeship), as well as adopted children;
• children who have acquired full legal capacity;
• children living with the other parent (in case of separation of parents);
• children in respect of whom parents have been deprived of parental rights or have limited parental rights;
• stillborn children
• dead children.

Regulations:

• Law of the Republic of Crimea dated November 27, 2014 No. 11-ZRK/2014 “On monthly cash payments for the third child or subsequent children to citizens of the Russian Federation living in the Republic of Crimea”;
• Resolution of the Council of Ministers of the Republic of Crimea dated December 17, 2014 N 525 “On approval of the Procedure for establishing a monthly cash payment for families in need of support, assigned in the event of the birth after December 31, 2014 of a third or subsequent children before the child reaches the age of three years”;
• Resolution of the Council of Ministers of the Republic of Crimea dated July 28, 2015 N 435 “On approval of the Procedure for recording and calculating the amount of average per capita family income to determine the right to receive a monthly cash payment.”

Changes in 2021: size, indexing

In 2021, the amount of maternity capital will be 466,617 or 616,617 rubles (for families in which the second child was born in 2020). Subsequent indexation will occur in 2021, resulting in the amount of the certificate mat. capital will increase to 470,241 rubles (this figure follows from the explanatory note attached to the draft law on the PFR budget for 2021). The program itself is valid until December 31, 2026 (provided that this period is not adjusted in subsequent years).

Maternity capital in Crimea

The economically undeveloped young region lives mostly off the federal budget. And that is why there is no regional maternity capital adopted throughout the country yet. Mothers and fathers can receive the basic capital allocated for the birth or adoption of a second child

Who should apply for a certificate:

• Mothers with mandatory Russian citizenship.
• To a lonely dad.
• To the father (in the absence of the mother) the sole adoptive parent of the 2nd or subsequent child.
• To a child in case of loss of parents (death, lack of parental rights).

It is important to know!
How to withdraw money from maternity capital? To facilitate the collection of documents, the government has also established a simpler procedure for residents of Crimea to obtain maternity capital. And since 2015, citizens began to massively issue the necessary documents.

There are also regional maternity capital programs throughout Russia.
But due to the fact that the region’s economy largely consists of federal subsidies, there is no regional maternal capital in Crimea. But there are additional support measures in the form of benefits and preferential payments.

Attention: Also on the peninsula, payments guaranteed under Ukrainian law, in terms of rubles, were preserved until January 1, 2015.

The size of Russian maternity capital for Crimeans does not differ from other regions and amounts to 453,026 rubles.
In addition to social support measures for women, the issue of single fathers has arisen since 2021. Previously, fathers had the right to receive a certificate only in the event of the death of the mother, deprivation of her parental rights, or violation of the law on an intentional crime against the person.

How to receive funds

Projects in different areas have similarities and differences.

The general conditions for receiving capital funds include:

1. the birth or adoption of the third baby must relate to the period of the regional project;
2. family residence in the area for a certain period;
3. the amount of capital that is indexed annually can reach 300 thousand rubles;
4. funds are allowed to be used after the time established by local regulations.

What can you use maternity capital for in 2021?

453,026 rubles is a significant amount for many, so it is not at all surprising that they immediately plan to use it. However, you cannot use the money the way you want. There are several permitted directions for debiting funds.

Maternity capital is an effective social program. Its goal: increasing the birth rate, getting out of the demographic hole of the 90s. Since 2021, the program has proven its effectiveness. Due to a lack of budget funds, the program may be terminated.

We recommend reading: Benefits and payments for the birth of 3 children in 2021 in the Saratov region

Who is entitled to financial support?

Maternal or family capital is financial support for Russian families with two or more dependent minors. It makes no difference whether the children are natural or adopted. The main criterion is whether the potential recipient and dependents have Russian citizenship.

Another essential condition is the fact of the birth or adoption of a baby, with the appearance of which the right to MSC arose, in the period after 01/01/2007. It was from this date that the state program to assist parents began. According to the latest approved changes, citizens will be able to take advantage of federal funding until December 31, 2021, if the authorities do not extend the relevant law. However, regardless of the year until which the issuance of certificates for maternal capital will last, the allocated funds will be allowed to be disposed of even after regulatory act No. 256-FZ loses its legal force.

Important! To receive assistance, it is not necessary to be a citizen of the Russian Federation from birth or from the start of the program. It is enough to have Russian citizenship at the time of filing an application for the allocation of MSK. It also does not matter where and when the first child was born, and what state he is a citizen of.

The mother has priority right to apply for the accrual of the maternity fund. In exceptional cases, the father also has the right to apply for a subsidy. The law provides an exhaustive list of entities that are empowered to seek the assignment of MSC:

• women citizens of the Russian Federation who gave birth or adopted a second or subsequent baby, starting from 01/01/2007;
• male citizens of Russia who independently take care of two or more adopted children, provided that at least 1 child was adopted after 01/01/2007;
• natural fathers, male adoptive parents, if the mother or adoptive mother has died, been deprived of parental rights, or is unable to manage money for health reasons;
• minors or adult children-students continuing their studies, whose parents have lost the right to dispose of maternity capital.

Procedure for submitting documents to obtain a certificate

To obtain a certificate, you must submit documents to the Pension Fund. It is this body that decides whether the relevant right exists.

You can submit documents for registration of maternity capital in the following ways:

• in person at the territorial branch of the Pension Fund corresponding to the place of registration;
• through multifunctional centers (MFCs) operating in Crimea and Sevastopol;
• through the Public Services Portal;
• by mail.

If the applicant chooses to submit documents in person, he should be aware that he can do this through his representative, and his presence is not required. If there is a notarized power of attorney that gives the representative the right to contact the Pension Fund, submit documents, sign and perform other actions, the mother or father may not go to the specified institution.

Upon receipt of documents, a receipt-notification is issued confirming the submission of documents and their list. The period for reviewing the application and making a decision is 30 days.

After reviewing the documents, information about the applicant is entered into the register of persons entitled to state support.

How to apply

Documents can be submitted to local authorities:

• personally;
• through a proxy;
• in electronic form through a public service resource or special centers where an electronic queue is established.

Advice! Before submitting documents, find out in what areas maternity capital is used in the region.

Some territories transfer funds to the applicant’s account; use of it is possible taking into account the interest accrued by the bank.

Parents expecting an addition to the family need to prepare the required paperwork to process payments related to regional maternity capital.

Applicants for benefits may be:

• mothers who gave birth or adopted 2-3 or more children;
• fathers who are the only parents or adoptive parents of minors.

Statement

The package of documents is as follows:

• Statement. It can be filled out on the spot or downloaded from the official website of the Pension Fund of Russia and prepared in advance.
• Birth certificates of all children (for adopted children - adoption certificates).
• Documents confirming the Russian citizenship of a child (children) born or adopted after January 1, 2007: a birth certificate indicating the citizenship of his parents or a stamp from the passport and visa service about the citizenship of the child, an insert in the child’s birth certificate, if received until February 7, 2007.
• Documents proving the identity, place of residence and powers of the legal representative or authorized representative.
• In some cases, documents may be required confirming the deprivation of parents' right to maternal capital (death certificate, court verdict, etc.).

Application for registration of maternity capital .doc (46 KB)

Obtaining a certificate

It takes 1 month to verify the authenticity of submitted papers. It is required to find out whether or not there was a fact that the applicant was brought to trial for offenses committed against a minor, or deprivation of parental rights.

Information about other persons specified in the application is checked.

Based on the results of the inspection, a decision is made to issue a certificate.

It gives the right to take advantage of financial regional assistance and does not involve receiving cash.

Finances are transferred to the following accounts:

• banking institutions;
• residential sellers;
• construction organizations;
• medical and educational institutions.

It is allowed to transfer funds for other needs established by law.

For other operations there is a ban, due to their illegality, and legal liability for owners of certificates and initiators of illegal methods of cashing out money.

Deadlines for submitting documents and receiving a certificate

Documents for receiving maternity capital can be sent to the Pension Fund immediately after the birth of the child. However, there is no need to rush. The law does not say anything about the deadlines for submitting a package of papers and receiving a certificate. In other words, you can submit documents and receive a certificate for maternal capital when it is convenient for you or when you need it. The only reservation concerns the legal representatives of orphans. Guardians are required to give their wards a certificate upon reaching the age of majority (capacity), i.e. The documents must be completed before the child reaches 18 years of age.

Pension fund employees check the documents every month, and the certificate can be received in person at the Pension Fund or by mail.

Certificate

The certificate is issued in the prescribed form on a state-issued form. The document is protected from forgery and is registered. It includes information about the applicant, his status (father or mother), place of residence and other data. The document is valid only upon presentation of a passport.

Figure 2. Form of state certificate for maternity (family) capital. Source: Pension Fund R.F.

The certificate confirms the family’s right to government financial support. If the amount of the subsidy changes, the document cannot be replaced or amended.

If the certificate is lost, a duplicate is issued upon application. A corresponding mark is placed on it.

Important! The applicant may lose the right to receive financial assistance in the event of death (here the possibility of receiving maternity capital by the father should be examined), as well as in the event of loss of the right to state support.

Documents required to obtain a certificate

The subsidy is not issued automatically; you need to apply and submit documents confirming your right to government support.

Full list of documents for obtaining maternity capital:

• statement;
• applicant's passport;
• SNILS;
• birth certificates of all children;
• adoption certificates;
• documents proving that the children have Russian citizenship. For those living in Crimea, there are the following options: a note in the parent’s passport about the birth of a new family member;
• birth certificate with translation;
• Children who have received a Russian-style birth certificate are given a stamp from the passport and visa service on the document. It is not needed if the certificate indicates the citizenship of both parents.

In some cases, documents will be required:

• death certificate;
• court verdict against the mother or both parents or adoptive parents;
• court decision recognizing the mother as missing or dead.

Based on the results of reviewing the documents, a certificate is issued confirming the right to receive funds.

Note. After Crimea and Sevastopol became part of Russia, when registering maternity capital, problems arose related to the need to enter information about children in passports, affix stamps on certificates, and the need to translate Ukrainian documents. The problem was especially acute in 2015. To date, the mechanism for government agencies to work in this direction has already been established.

Purpose of funds

You are allowed to spend funds only in strictly defined ways. Destinations are regulated by law, and no exceptions or concessions are provided for Crimeans. The family has the right to choose one or more of the proposed alternatives in order to effectively manage the money:

• improve living conditions;
• pay for the services of educational institutions;
• form a funded pension for the mother;
• compensate for the costs of social adaptation of a disabled child;
• allocate funds for monthly regular payments for the second baby if he was born after 01/01/2018.

Question:

In what time frame can residents of the peninsula apply for the appointment of MSC?

Answer:

You are allowed to apply for a certificate at any time convenient for the applicant. The starting point is the day when the second, third or subsequent baby was born. It will be possible to dispose of the required funding only after three years after the arrival of a new member in the family.

The certificate is issued once. The amount does not double or triple in case of twins or triplets. The amount of payment is generally not tied to the number of minor dependents. For Crimean couples with three or more children, the Government offers other types of state support designed for large families.

How to buy a house or apartment for maternity capital in Crimea

The law provides for the opportunity to spend maternal capital on the purchase of a residential building (or part of it, if it is recognized as an independent residential premises).

This right can be exercised only when your child reaches 3 years of age - if the funds for the purchase are not borrowed as a mortgage or loan.

As a general rule, it is allowed to use a certificate for maternal capital after 3 years from the moment the applicant receives the rights to it (according to paragraph 6 of Article 7 of Federal Law No. 256-FZ of December 29, 2006). Early allocation of maternity capital funds for the purchase of a residential building can be carried out only in one single case: to pay the down payment or repay a loan or a loan issued to resolve a housing issue, including a mortgage. The law does not provide for any other situations.

Once the child reaches the age of 3, parents receive the right to use maternity capital funds to purchase a house without a mortgage at any time they wish.

How to get a loan or mortgage against capital in Crimea and Sevastopol

When contacting a financial institution in Crimea (Simferopol) authorized to issue mortgage loans, maternity capital funds can be used in different ways:

1. Make a down payment;
2. Cover part of the principal debt;
3. Pay interest on the loan (makes sense if your plans do not include early repayment of the loan).
4. If you purchase more expensive housing than is possible with official income, by using maternity capital it is possible to increase the mortgage amount.

Need to know! The terms of a mortgage loan with maternal capital allow that both the mother of the child and her husband, with whom she is officially married, can become the borrower.

Is it possible to buy a car with capital?

Today there is a bill according to which it is possible to spend maternity capital on purchasing a car.

Lawmakers propose several conditions under which a family has the right to purchase a car:

• the car must be made in Russia;
• availability of an issued certificate;
• a family with a disabled child;
• a family that has adopted a second or subsequent child;
• transfer of funds by non-cash method;
• and also provide documents confirming it after the purchase.

The bill arose back in 2009 because many families could not take advantage of the certificate. This happens because families either do not need to buy anything extra or cannot pay mortgage fees. There is practically no spending on education, since the percentage of paid schools in the country is small.

It is important to know! Maternity capital and the birth of twins

Where to apply for a regional MK

Documents should be submitted not to the Pension Fund (as in the federal program), but to local social security authorities.

Territorial branches of the Pension Fund of the Russian Federation of the Republic of Crimea

• Alushta
• Bakhchisaray city and Bakhchisaray district
• Dzhankoy city and Dzhankoy district
• Kerch
• Saki city and Saki district
• Simferopol (Kyiv district)
• Sudak
• Yalta
• Leninsky district
• p.g.t. Kirovskoye and Kirovsky district
• p.g.t. Razdolnoye and Razdolnensky district
• p.g.t. Chernomorskoe and Chernomorsky district

• Armyansk
• Belogorsk and Belogorsky district
• Evpatoria
• Krasnoperekopsk and Krasnoperekopsky district
• Simferopol (Zheleznodorozhny district)
• Simferopol (Central region)
• Feodosia
• Krasnogvardeisky district
• Nizhnegorsky district
• p.g.t. Pervomaiskoe and Pervomaisky district
• p.g.t. Sovetsky and Sovetsky district
• Simferopol district

Difficulties in obtaining certificates in Crimea

When applying for capital, Crimeans encountered local difficulties of an organizational and legal nature. Firstly, this type of material support was new both for local branches of the Pension Fund and for recipients. Secondly, to issue a certificate and make a payment, you need Russian documents for adults and children. Especially for Crimea, the process of issuing birth certificates to children has been accelerated. They were also allowed to bring a Ukrainian certificate without translation into Russian , simply with a Russian stamp affixed.

A simplified procedure for issuing certificates was separately developed for Crimea. This speeded up the procedure, reduced queues at the Federal Migration Service (associated with the need to enter children into a Russian passport) and eliminated a number of other misunderstandings.

Single fathers faced the problem of obtaining capital. According to Russian law, the father could obtain maternity capital in a number of cases (if the mother died, was deprived of parental rights, etc., but she has Russian citizenship). For Crimea, this condition turned out to be impossible. The problem was resolved in December 2021 after the adoption of several federal laws relating to Crimea. In order for single fathers to obtain capital in the region, the mother’s Russian citizenship is no longer required.

Main results of the state program of maternity capital in the Republic of Crimea

The population of Crimea is increasing, this is due to the migration of people from other regions of Russia. However, the birth rate in the region is still lower than the death rate, and there is a demographic decline. Therefore, families with children here need additional social support.

In 2015-2017 More than 97 thousand Crimean families issued certificates for state maternity capital, of which:

• Just over 15% of recipients used the funds.
• 12 thousand applications were submitted to improve housing conditions.
• 4 thousand requests were registered for the disposal of capital for the education of children.
• No funds have yet been allocated for the mother's funded pension and the social integration of a disabled child.

A big incentive for issuing a certificate in 2015 was the opportunity to receive one-time payments from capital (20,000 rubles and 25,000 rubles in 2015 and 2021, respectively). For example, in the second half of 2021, the Pension Fund of Russia accepted more than 70 thousand applications for a one-time payment.

In 2021, a new direction for spending capital was added - monthly payments for the 2nd child who was born or adopted after January 1, 2021. This measure of social support can be issued if the monthly income for each member of the Crimean (Sevastopol) family is below 15,951 rubles . The payment amount in 2021 is 10,487 rubles. (see table by region). In January-March 2021, 79 applications for monthly payments were accepted.

Sources

• https://kompensacii.ru/materinskij-kapital-v-krymu/
• https://lgoty-vsem.ru/mat-kapital/regionalnyj/materinskij-kapital-v-sevastopole-i-respublike-krym.html
• https://setdoc.ru/rmk/mk-krim/
• https://jeduvkrym.ru/materinskij-kapital-v-2020-v-krymu/
• https://vpni18.ru/voennosluzhashhim/regionalnyj-materinskij-kapital-v-krymu-i-sevastopole-v-2020-godu.html
• https://semyahelp.ru/drugoe/materinskij-kapital/materinskij-kapital-v-krymu-kak-obnalichit
• https://yakapitalist.ru/finansy/materinskiy-kapital-v-krymu/
• https://gkhpz.ru/zakon/regionalnyj-materinskij-kapital-v-krymu-2017-novosti/
• https://sevastopol.gorod.guru/matkapital
• https://materinskiy-semeyniy-kapital.ru/regionalnyj_materinskij_kapital_i_socialnaja_podderzhka_mnogodetnyh_semej/krym/vyplata_na_rebenka_iz_sredstv_materinskogo_kapitala_v_respublike_krym_i_simferopole/
• https://materinskij-kapital.ru/region/krym/

How to cash out maternity capital in Crimea

Option 1. The youngest child is three years old.

In this case, maternity capital may be sent either directly to the seller of the property or towards the repayment of any mortgage loan. When making a direct transfer, the details of the certificate are indicated immediately in the purchase and sale agreement (or equity participation), and after registering the transfer of rights (or, accordingly, the DDU), the registered agreement is transferred to the Pension Fund of the Russian Federation at the place of registration for transfer to the seller (developer). Moreover, according to the law, the Pension Fund has 2 months to transfer funds - and it is this circumstance that usually confuses sellers and developers who need money immediately and preferably more.

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Option 2. The youngest child is under three years old.

Here, your only option is to pay off your mortgage (or loan). Those. If you have such a situation, but you want the matcap amount to be included in the transaction when purchasing a home, look for friends (at least individual entrepreneurs) who could officially (on paper) issue you a loan, immediately transferring it to the seller. Of course, this is inconvenient, because you will need to intercept money somewhere in the amount of a matcap for a couple of months, but at least you will cash the certificate. The most important thing to remember is that a mortgage loan may issued by anyone - the rule that it must be a bank has not yet been introduced by law.