How to take part in the “Young Family” program in Voronezh in 2021: purchasing an apartment regional documents where to apply who can participate application Federal procedure State services MF

Conditions for the Young Family program in Voronezh and the Voronezh region in 2021

The housing problem for young families remains acute in most regions of the Russian Federation; not all newlyweds have the financial resources to purchase housing at its full market price.

It is important to note that reviewing documentation takes a long time. It can last for months. In addition, a limit is set on the number of families that can count on support under the project. The administration provides assistance on a first-come, first-served basis to individuals who have received approval. The list of persons who can count on assistance is left until September 1 of the year .

Mortgage – Young family – in Voronezh

certificate of registration as those in need of housing;
certificates about the birth of children and marriage;
passports;
a certificate containing information about the area and technical characteristics of the premises in which the family lives;
confirmation of the availability of funds to purchase housing.

share building;
repayment of the last contribution to the cooperative;
payment under the purchase and sale agreement;
construction of a private house;
down payment on a loan for an apartment, house or plot of land and construction, issued under a special mortgage for a young family;
payment of debt on a housing loan, if it was issued before the beginning of 2011.

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What documents are needed for the program - Young family - in 2021

The first step is to obtain a certificate recognizing the spouses as needing housing and collect the rest of the documentation.
Contact the Department of Housing Fund and Housing Policy at your place of registration.
Wait until the application is registered and the certificates are verified. According to the resolution, no more than 10 days are allotted for these procedures.
Receive a certificate, which is evidence of the right to a social benefit in the amount of 30 to 35% of the cost of the purchased housing.

The program includes official spouses whose age is less than 35 years old, or a single-parent family (a parent no older than 34 years old plus a child).
The spouses' income allows them to apply for a loan or pay for the remaining part of the housing (minus the part paid for by the subsidy).
The family was found to be in need of housing.

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Who can receive assistance within the project?

Sberbank – amount from 300,000 rubles for a period of up to 30 years from 4.1% per annum;
VTB – amount up to 12 million rubles for a period of up to 30 years from 6.1% (for families with children);
Uralsib – amount from 300,000 rubles for a period of up to 30 years from 5.99% per annum;
Bank Otkritie – amount up to 12 million rubles for a period of up to 30 years from 4.7% (for families with children).

Conditions of the Young Family program

In 2021, the Russian Government approved a resolution that helps simplify the housing issue. It contains several federal projects, including Housing and the Young Family program. In fact, the project is called “Providing Housing for Young Families,” but the press gave a more laconic name, which stuck. What is the basis of the program?

Subsidy amount

This is necessary to find out the specific requirements, to clarify whether the family really fits the program criteria, and to obtain a list of necessary documents. Despite the fact that the conditions of the program are common to everyone (they are established by Decree of the Government of the Russian Federation No. 1710 of December 30, 2017), local authorities have the right to supplement and change them.

True, not just any family - the circle of potential participants is strictly limited. And those who are nevertheless included in the program often wait for years and in the end are still left without money. Often, but not always, hundreds of Russian families buy new housing every year using government money. How to become one of them? Let's look at how the Young Family program works: conditions of participation and subsidy amounts.

At the time of writing, the deadline for the implementation of the program is 2025. But it should be extended - this is evidenced by the results of an audit by the Accounts Chamber. For example, in the Kurgan region, at the current rate, it will take another 16 years to provide all young families with housing, and in the Orenburg region, all 28!

Step 2: Gather your documents

Spouses in a registered marriage or single-parent families. Cohabitants without a stamp in their passport cannot participate; they must be officially husband and wife. Childless couples are also allowed to participate, but this will affect the amount of the subsidy. The duration of marriage does not matter, the main thing is that it is registered in the registry office. Single-parent families mean families with one parent and children. Single candidates without children will not be able to participate. At least one of the spouses must be a citizen of the Russian Federation.
Candidates whose age is less than 35 years inclusive. If you are 30 and your spouse is 37, you will not be able to become a candidate. Moreover, your age will be checked twice. The first time is when submitting an application, the second time is when assigning a subsidy. Several years can easily pass between these checks, and if at the time of the second one one of the spouses is over 35 years old, they will be excluded from the “Young Family 2020” program.
Families in need of improved housing conditions. To do this, you should not have your own housing or a share in it, or the level of housing security should be less than the accounting norm (Article 51 of the Housing Code). At the same time, the family itself must be low-income (Article 49 of the Housing Code): the average per capita income must be lower than the regional subsistence level. So if the three of you do not huddle in a tiny one-room apartment, but live in a full-fledged apartment and receive a good salary, which is enough for all three of you, they will refuse a subsidy. Please note that they are not automatically recognized as needy - to do this, you need to go to the USZN and register for housing or get a certificate of recognition as needy - this will also work (clause 7 of the Rules).
Families able to pay the difference. The subsidy will not be able to fully cover the cost of purchase and sale; the family must pay the difference on its own. From your own savings or credit funds, it doesn’t matter to the state - the main thing is that you can pay extra. And if you already have a mortgage, can you participate in the Young Family program? Yes! This is not an obstacle; only additional documents are required.

The condition for the provision of social benefits is that a young family, in addition to the right to receive social benefits, has additional funds, including their own funds or funds received under a credit agreement (loan agreement) for the purchase (construction) of housing, a mortgage housing agreement, necessary to pay for construction or purchasing a residential property. As additional funds, a young family can also use funds (part of the funds) of maternal (family) capital.

The main event is being implemented in accordance with the Rules for the provision of social payments to young families for the purchase (construction) of housing and their use, given in Appendix No. 1 to the specifics of the implementation of individual activities of the State Program of the Russian Federation, approved by Decree of the Government of the Russian Federation dated December 17, 2010 No. 1050 (hereinafter referred to as Rules).

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The mechanism for implementing the main event involves providing state support to young families participating in the main event to improve their living conditions by providing them with social benefits.

If a family already has real estate with a mortgage, this does not mean that candidates will be denied the right to financial support. To receive it, you will need to supplement the main package with a certificate of state registration of ownership of housing purchased or built with credit money, a copy of the loan agreement and a certificate from the bank indicating the remaining amount of the debt.

“Young Family” program in Voronezh in 2021: conditions

Responsible persons have been appointed for the implementation of this project. This is handled by the Housing Relations Department, which is located at the address: Voronezh, Pirogov Street, building 87, telephone for inquiries: +7-(473)-228-34-21.

at the time when the couple intends to participate in the municipal housing acquisition program, neither spouse should be over 35 years old;
a family can be recognized as needing housing only if no more than 15 m2 of space is allocated for each family member in the old housing;
all family members must have a stable and good income or savings to be able to pay off the cost of the future proposed apartment;
You also need to take into account that each family can use this program only once.

Where to apply in Voronezh for the young family program

You first need to get on the register to be recognized as needy. Then you will be given a registration date. From this date onwards everyone will be “dancing”. The earlier the date, the higher the chance of receiving money. If you once stood in line in the USSR for better housing a long time ago. conditions as part of a family (like the children of your parents), then you can take that date of registration and you will receive the money in 2021. If not, then you get a date and confirm your desire to participate in the program every year. To be accepted into the program, the family must be solvent, i.e. you must be able to take out a mortgage or cover the remaining cost of housing from your own funds.

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In 2021, the current project has undergone some quite noticeable changes . Now there were much more disadvantages for the participants than there were before. Some have to refuse to participate due to stricter requirements for many criteria . In particular, these include:

Young family program Voronezh 2021

Hello, unfortunately, the refusal will be legal, since at the moment you are not in need of residential premises in accordance with Article 51 of the Housing Code of the Russian Federation. You provided for yourself. In any case, request a written refusal decision. Perhaps there will be something to grab onto, although there is practically no chance.

From February 1, 2021, basic benefits associated with the birth of a child will be indexed by 1.025 (Resolution of the Government of the Russian Federation dated January 26, 2021 No. 74 “On approval of the amount of indexation of payments, benefits and compensation in 2021”). Here is a table with the amounts of benefits in 2021.

Goals and conditions for participation in the program - Young family - in the Voronezh region in 2021

Exclusively citizens of the Russian Federation.
Citizens under 35 years of age.
Family without children.
Family with children.
A parent raising children alone.
With a stable monthly income.
Confirmed the fact of the need to resolve the housing problem.

An increase in the number of participants leads to standing in queues to receive benefits.
The priority is to build housing rather than purchase ready-made housing.
A stable level of income is required.
The social subsidy covers only a third of the costs.
The mortgage lending limit is 2.2 million.
Those registered after January 2021 are entitled to purchase only primary housing.
Until the loan is fully repaid, the property is pledged to the banking organization.
From 2021, you can add the impossibility of purchasing a secondary home. We are forced to buy exclusively in new buildings, which can be much more expensive.
Also, it is no longer possible to liquidate a loan taken out before registration for the project.
Only citizens of the Russian Federation have the right to participate (there is no provision for a situation where one spouse is a citizen, and the second is just acquiring citizenship. Since this is also not a quick process.).

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Where to apply for the young family program

GOOD EVENING. I AM A LARGE FAMILY, I HAVE THREE CHILDREN (5 YEARS OLD, 3 YEARS OLD, 9 MONTHS OLD AND STILL WAITING FOR A NEW ADDITION). WE ARE IN THE YOUNG FAMILY PROGRAM WITH THE CHILDREN, IT'S THE THIRD YEAR AND THERE IS SILENCE ALL AROUND. MY CHILDREN AND I LIVE IN 11 KV. M (DORM ROOM), WITH MOM AND SISTER. PLEASE HELP ZORENIE THANK YOU SO MUCH.

They excluded us from the “Young Family” program, citing the fact that we did not provide them with certain documents, a list of which they sent us in a notification a month ago. We did not receive any notification! We updated documents and certificates until March 1, as expected!

09 Jun 2021 uristlaw 175

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Program - Young family - in Voronezh and Voronezh region in 2021

In Voronezh and the Voronezh region, the Young Seven program began operating in 2021. During this time, many families acquired full-fledged housing. Every year the queue gets longer and longer - this indicates the modest opportunities of young people today and that the state is partially helping to resolve this issue.

Question No. 4 If a young family does not live in Voronezh and the Voronezh region, but plans to move permanently to this city, can it take part in this program?

How to get money for housing from the state

Age is checked twice: when applying for participation in the program and when the list for distribution of money is compiled. Two to three years may pass between these stages. If a family submitted an application when the spouses were 33 years old, and distribution began when they turned 36, then the family is excluded from the program - it will no longer receive a subsidy.

What will you learn

The standard cost per square meter in the Bryansk region is about 30 thousand rubles, but in fact, for this money it is difficult to buy an apartment in a good location. Although if you don’t want to pay a lot extra, then you can choose options: choose an area not in the city center, buy an apartment in a new building, on the top floor or in a panel house. A Bryansk family of three can receive 570 thousand rubles from the budget to pay for 54 m².

May 14, 2021 semeiadvo 436

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Young family program 2021 where to apply 2021

There are also certain circumstances that allow applicants to gain a significant advantage. So, first of all, assistance is provided to young families. Among other things, for persons who have already taken part in other similar projects, preferential conditions are provided, implying a change in the date downwards. In other words, the family gets the opportunity to be at the very top of the list.

All cases are very individual and depend on many factors. Basic information does not guarantee a solution to your specific problems. That's why FREE expert consultants work for you around the clock! right now through the form (below), and one of our lawyers will call you back to provide a free consultation.