How to check an organization dealing with bankruptcy?

Ways to find out about the insolvency of an organization

For lenders, the borrower’s financial data is most relevant, as well as for investors and depositors represented by citizens.
Having learned the current information in a timely manner, you can have time to submit demands for debt collection, being entered into a special register. The law gives only 60 days from the date of initiation of insolvency for this procedure. Control of information will also make it possible to become a participant in a meeting of creditors, which is usually held in the first 30 days out of these 60. Today there are four main ways to search for information about the bankruptcy of legal entities by TIN:

• Single register;
• Federal Tax Service website;
• Arbitration court;
• Newspaper "Kommersant".

But you can find out whether the company you are interested in is in bankruptcy stage by indirect signs, when nothing has been officially announced. You should be wary of:

• Arbitration claims, the price of which is higher than the level of income of the defendant (the difference is verified by studying the balance sheets of the legal entity);
• Doubtful credit history – having several outstanding loans at the same time and taking out new ones, debts to the state;
• Sudden and tangible withdrawal of property from assets;
• Understated book value;
• A noticeable decrease in profit or its absence at all;
• Appointment of a fictitious manager (unreasonable change of officials);
• Non-payment of taxes, failure to meet deadlines for payments under contracts, lack of accounting reports, etc.

Beginning to suspect the insolvency of a company, counterparties have the right to request financial documentation from it for study, as well as make official requests to the Federal Tax Service, Rospatent, and Rosstat. There are also special registers of willful defaulters and unscrupulous suppliers, which also determine the state of affairs.

How to easily check a company for bankruptcy online or when submitting requests in person - further details.

To determine whether a company is going bankrupt, you need to visit any of the above-mentioned sites to check and enter the company details (for example, TIN or OGRN).

You can issue a paper extract about the launched bankruptcy procedure of an organization from the Unified State Register of Legal Entities. To do this, you must submit the appropriate application and pay the state fee. Information about bankruptcy can be obtained in the printed edition of the Kommersant newspaper.

Bankruptcy of a legal entity is an official recognition of its inability to repay its financial obligations to creditors, government agencies and other persons. Thus, cooperation with a bankrupt company is undesirable and may lead its partner to financial losses. Before concluding a transaction, you need to look at the bankruptcy of legal entities and check their solvency. Bankruptcy checks can be carried out by counterparties to whom the company already has a debt.

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Bankruptcy information is available for viewing and can be verified using several official sources. Now it’s worth exploring where and how you can quickly find out about the bankruptcy of a legal entity and check the financial information about the organization.

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How to find out about the bankruptcy of a legal entity

Information on declaring a debtor bankrupt and on the opening of bankruptcy proceedings is subject to mandatory publication (clause 6 of Article 28, clause 1 of Article 128 of the Law of October 26, 2002 N 127-FZ).
This means that an interested user just needs to know where to look. The simplest and at the same time reliable way to check for bankruptcy of an organization or individual entrepreneur is to “check” information about them in the Unified Federal Register of Bankruptcy Information (Clause 1 of Article 28 of the Law of October 26, 2002 N 127-FZ). It contains data on both debtors - legal entities and debtors - individuals, including individual entrepreneurs. The search system on the site is intuitive.

In addition, messages about bankruptcy and similar messages are published in the Kommersant newspaper, which is the official publication designated for these purposes by the Government of the Russian Federation (clause 1 of article 28 of the Law of October 26, 2002 N 127-FZ, clause 1 of the Order Government of the Russian Federation dated July 21, 2008 N 1049-r). This information is also posted on the publication’s website.

If you need detailed information about the consideration of a bankruptcy case in an arbitration court, then there is a Card File of Arbitration Cases for this. The easiest way is to familiarize yourself with all the rulings, decisions and rulings made by case number. But if the number is unknown, then the search can be done by the name of the organization, INN or OGRN.

In addition, many companies on the Internet offer paid services for checking companies according to all parameters at once. They promise quick provision of information from the Unified State Register of Legal Entities/Unified State Register of Individual Entrepreneurs, about bankruptcy, about company debts according to the bailiff service, etc.

Checking for bankruptcy through the Federal Tax Service website

Is it possible, and if so, how can I find out about the bankruptcy of a legal entity on the Federal Tax Service website? There is no separate service with which one could use to check a legal entity for bankruptcy on the Federal Tax Service website. However, the tax authorities, of course, have useful information about the counterparty whose solvency is in doubt.

Let’s say an extract from the Unified State Register of Legal Entities, which can be downloaded from the website, may contain a section “Information on the status of a legal entity.” And if the organization is, for example, in the process of liquidation, information about this will be indicated in it. Therefore, it is better to start checking the company with an extract.

In general, if something in the activities of an organization worries you, then it won’t hurt to use other services of the tax service “Business risks: check yourself and your counterparty.” After all, in such matters it is better to be safe.

Publication of information about bankruptcy

A company cannot hide information about its bankruptcy. It is obliged to publish this information:

• The date of commencement of the insolvency procedure, the initiator of this process.
• Bankruptcy stage.
• Information about the manager who was appointed by the arbitration court.
• Other significant information related to bankruptcy.

Publication of information is necessary so that all interested parties learn about bankruptcy: counterparties, potential partners, government agencies. For example, an organization has a creditor. If he does not receive up-to-date information, he simply will not be able to collect his funds from the debtor.

Information about the insolvency of an organization is required in these cases:

• A contract with the company is being prepared. Before concluding it, it makes sense to check the reliability of the counterparty.
• Making a decision to continue cooperation.
• Identification of the solvency of legal entities.
• Deciding whether to provide a loan to a company.

The check is quite simple. A simple procedure helps prevent complications in the future.

List of information that can be obtained

When checking a counterparty for bankruptcy in person or when submitting electronic requests, the same information is provided. The interested party may find out:

• The date when the insolvency process began;
• The initiator of the lawsuit;
• Stages and key information on them;
• Appointment of the manager and his work done;
• All key processes of the case (sale of property, claims for annulment of transactions, payment of debts, etc.).

All of the above data is publicly available and can be obtained by anyone interested. However, most ways to obtain information, especially if you are interested in details, and not just the status of the company, are paid.

Federal Tax Service website

Initially, it is worth checking an organization for bankruptcy using the TIN based on its financial stability and taxpayer history. The Federal Tax Service website is available for this.

There is no need to pay anything for registration. The information block contains information about whether the company is on the verge of liquidation and what reason led to insolvency. But only if the bankruptcy process has already begun.

By acting together, creditors will be able to completely control the bankruptcy process, preventing the manager from being willful and hiding the remaining property from the debtor. This is why it is important to attend the meeting of creditors.

Unified Federal Register of Information

This is an electronic resource in which you can find information on business entities, including individual entrepreneurs. A unified register means that it contains information about individuals regardless of their territorial location in Russia.

After going to the website ]]{amp}gt;Unified Register]]{amp}gt; the user must enter the TIN or the name of the organization in the search bar. The system will provide the following information: information about property, executive body, predecessors, successors, results of mandatory audit, existing encumbrances. The status of the legal entity (active or liquidated) will also be indicated.

Is a company obliged to notify of its insolvency?

According to Federal Law No. 127 “On Insolvency”, if all signs of financial insolvency are identified, the enterprise is obliged to send a petition for consideration of the bankruptcy case to the arbitration court. And also, the debtor company must officially notify its partners of its inability to fulfill its debt obligations.

When initiating proceedings, the debtor company must make copies of the petition and send them to all creditors and other persons related to the process.

When the arbitration court makes a decision on the bankruptcy of an enterprise, the stage of bankruptcy proceedings starts and the authorized person must enter all information about the stages of production in the register of debtors. The bankruptcy trustee must publish the information.

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Thus, information about the insolvency of a company is publicly available, and a bankrupt company has no right to hide it from its partners, creditors and other interested parties. Information regarding the insolvency of a legal entity is published in official sources and is present in sections of the Unified State Register of Legal Entities.

The procedure is regulated by Federal Law No. 127 “On Bankruptcy” dated November 26, 2002. Article 8 of this law states that a legal entity may submit a statement to the arbitration court that it will not be able to pay its obligations. When filing a claim, copies of it must be sent to creditors. The corresponding requirement is stipulated by paragraph 4 of Article 37 of Federal Law No. 127.

FOR YOUR INFORMATION! From all of the above it follows that an organization cannot hide information about its bankruptcy. She has no right to this. Publication of bankruptcy notices in print media is mandatory.

Are bankrupts required to report their status?

The procedure for recognizing the fact of insolvency of a company in Russia establishes that it is forbidden to hide this fact. On the contrary, they must declare it publicly. Referring to Federal Law No. 127, Article 8, the initiator of bankruptcy can be either the legal entity itself or its creditor, investor, or tax service.

If the initiator is the company itself, it also submits a preliminary application about this. If the initiator is a third interested party, public information is assigned to the arbitration manager. The claim submitted to the court in the form of copies is sent to all creditors, which is also done by the initiator or manager. Publication is also required in the Kommersant newspaper. When the recognition procedure is completed, re-publication is made.

After filing a claim, the data is entered into the Unified Register, through which it is very easy to check an enterprise for bankruptcy (discussed above).

Why is legal entity verification required?

Since bankruptcy implies complete insolvency, the victims are primarily employees (if they were not paid wages) and creditors to whom the person cannot fulfill obligations to repay the debt. For these parties, checking for bankruptcy of an organization is necessary in order to timely declare their claims and get what they deserve according to the law. If you miss the deadline, latecomers may be added to the register, but at the very bottom of the queue, and this is fraught with many years of fruitless waiting.

If the borrower has not reported financial difficulties and does not intend to voluntarily repay the debt and does not have the funds to do so, competent legal protection is required. The sooner a specialist collects documents, develops tactics and takes action, the greater the chance of a successful outcome for the lender.

It is necessary to check the company for bankruptcy and debts before concluding agreements with it, in order to make sure of its financial stability and legal purity. You should not neglect precautions at the stages of approving transactions; this will protect you from big problems that unscrupulous bankrupts sometimes initiate intentionally. First of all, look at the website of the Kommersant newspaper, the register of the arbitration court and make a request to the Federal Tax Service.

Periodical publication "Kommersant"

When a bankruptcy procedure begins or ends, a legal entity must publish a publication about it in the Kommersant newspaper. To search for information about a person’s financial condition, you can use the online publication. What results will the test give:

• Start and end date of the company insolvency process
• Who initiated the lawsuit
• Process steps
• Who was appointed as the arbitration manager, what work did he do?

The listed information about bankruptcy according to the TIN of the newspaper or online publication “Kommersant” is in the public domain, so anyone can use this information.

It is necessary to check a company for insolvency and the presence of debt obligations in order to protect itself from possible risks. Checking bankruptcy by TIN will make sure that the company is legally clean before concluding contracts and other agreements with it.

What happens if you don’t check the information?

Checking your solvency is a simple procedure. It is almost mandatory before entering into major contracts. If you do not check the information, the following negative consequences are possible:

• The organization will be given a loan, but will not repay it.
• A debt that has already been granted cannot be collected because the allotted time for collection has expired.
• A contract will be concluded with the company, the provisions of which it will not be able to fulfill.

Ultimately, the counterparty will lose his money. To prevent this, just go to several sites.

Checking the bankruptcy of a legal entity and obtaining official data on its financial solvency does not take much time and does not require special skills. Each responsible counterparty must check its future partners before starting cooperation. Monitoring data on the financial insolvency of an enterprise is considered a mandatory procedure during the preparation of a contract. If a company does not conduct such checks, the consequences can be very noticeable and negative.

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Let's consider several scenarios for the development of events when collaborating with an unreliable company:

• the company will receive a loan and will not be able to fulfill its obligations to creditors;
• the company will not be able to pay insurance premiums;
• it will no longer be possible to collect the granted debt from the debtor due to the expiration of the period allotted for repayment of the debt;
• an agreement will be signed with the enterprise, but after the counterparty fulfills its obligations, the legal entity will not be able to fulfill its obligations under the agreement;
• The LLC does not fulfill its obligations and does not provide financial statements.

In any situation, financial and business relations with an insolvent enterprise can lead its partners to financial losses, which will be quite difficult and time-consuming to compensate. No one is immune from financial risks when doing business, so every manager must control and monitor all transactions of the enterprise.

You should not take this process lightly; it is better to spend a little time and visit several resources to check official information than to unexpectedly find yourself in a difficult situation.

How to use the EFRSB register?

You can obtain information about the bankruptcy of your counterparty on the website: Registration is not required. But, if previously it was possible to check the bankruptcy of legal entities, then with the new version you can also monitor the bankruptcy of individuals.

If a user has problems working with the portal, operators promptly provide assistance. The following information can be obtained from the resource:

• court case number (tab “AU Reports”);
• data of the arbitration manager conducting the case (SRO, etc.);
• familiarize yourself with all judicial acts (tab “Bras”);
• information about auctions and lots (“Tenders”) is available;
• manager messages (“Messages”);
• changes in legislative acts on the topic (“News”), etc.

Information entered into the Unified Register remains there forever, i.e. you can find out whether a case has been opened regarding the insolvency of an enterprise or an individual, and obtain complete information on the fact of insolvency (case number, creditors’ claims, dates, etc.).

Is the check free?

A participant in the procedure (bankrupt) publishes information in the Unified Register for a fee (640 rubles including VAT). For others, information about bankruptcy from a single database is provided free of charge. If you need to download information, you will need to connect a special application (editor).

What information can you get?

On the above electronic and printed sources, every interested person can find the following relevant and reliable information about companies:

• time of commencement of the bankruptcy process;
• who initiated the process;
• characteristics of all stages and events of the case consideration process;
• information about the work of the arbitration manager appointed by the judge;
• date of organization of auction of property of the debtor company;

Using the listed sources, you can find complete information about all stages and processes of considering a company insolvency case.

By checking the company's reputation on the previously mentioned resources, any interested person can obtain a copy of an extract from the Unified State Register of Legal Entities. This document can be ordered free of charge in electronic version.

When the procedure for considering a bankruptcy case has already been launched, the information field in the information section about a legal entity contains data about its being in the liquidation stage due to financial insolvency.

Using a combination of several methods of checking information about an LLC, an interested party can identify a company that is in bankruptcy and learn the details of the process.

How to find out about the bankruptcy of a legal entity

Information about the opening of bankruptcy cases for business entities is classified as public. How to find out about the bankruptcy of a legal entity - all creditors must have this information in order to have time to declare their claims against the debtor. A simple and reliable method is to search for information about an indebted enterprise in the EFRSB database. This register contains summaries of all legal entities and individuals (including individual entrepreneurs) in respect of whom the initiation of a financial insolvency procedure has been initiated.

Options

If constant monitoring of the EFRSB database is not suitable, how to find out about the bankruptcy of an LLC using other methods:

• all cases of the introduction of the first stage of bankruptcy are published on the pages of the Kommersant newspaper;
• you can view information on bankruptcy cases on the website of the Kommersant publication;
• familiarize yourself with the contents of the Arbitration Case File.

In the Arbitration Court Case File you can find out about the bankruptcy of a legal entity by TIN or case number, name of the debtor, OGRN number. Additional opportunities are offered by specialized companies that, through online applications, provide data on bankruptcy cases and debts of companies recorded in the FSSP databases. The services of such organizations are paid.

Features of the IFTS website services

Checking the counterparty for its financial stability can be started using the electronic services of the tax service website. How to find out about the bankruptcy of a legal entity on the Federal Tax Service website - to obtain information about the questionable solvency of a business entity, you can draw up extracts from the Unified State Register of Legal Entities database.

The extract can be ordered on the website free of charge. The information block of the section with information about the legal entity provides information about the company being in the stage of liquidation due to financial insolvency (if bankruptcy proceedings have been launched). An alternative option for checking the reliability of a counterparty is offered by the Business Risks service. The resource is located at https://egrul.nalog.ru/. With it you can:

• identify shell companies;
• identify counterparties that are in the process of liquidation;
• determine whether disqualifying penalties for financial offenses were applied to the head of the enterprise.

The best option would be a combination of several methods of monitoring information about problematic business entities. This will help protect the institution from concluding transactions with unreliable counterparties and quickly obtain information about the need to file claims against the debtor in court.

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Related publications

Many entrepreneurs are afraid to enter into business relationships with bankrupt organizations, because such cooperation is fraught with losses and litigation. But, since, according to the bankruptcy law of October 26, 2002 No. 127-FZ, information about the insolvency of a legal entity and the opening of bankruptcy proceedings is public, almost any interested person can receive it. One of the most reliable ways to obtain the necessary information is to submit a request for an extract from the Unified State Register of Legal Entities. You can also obtain such information on government online services, knowing only the organization’s TIN.

How to check a company for bankruptcy

In some situations, it is necessary to provide in advance such options that include checking the enterprise for bankruptcy. This may happen in cases where you need to conclude a particular agreement or sign a cooperation contract. It is then that, in order to avoid deception, which, unfortunately, can occur these days, we try to independently find out about the bankruptcy of an enterprise or, on the contrary, make sure that it is not such. about the possibilities of when and how we can find out about bankruptcy below.

So, there are three main ways to find out about the bankruptcy of a company. The first method involves checking it with the tax authority.

How to check an individual for insolvency - a complete list of methods for checking

Banks and microfinance organizations, other financial institutions that issue cash loans.

Various individuals and organizations who plan to conclude a deal with the person being inspected, sign a contract, take him on as a partner, etc.

So where can you find information about the bankruptcy of a certain citizen? On official resources, about which further.

Unified federal register of bankruptcy information - website bankrot.fedresurs.ru ;

File of arbitration cases – website kad.arbitr.ru .

Next we will describe how to check information through any of the resources outlined.

As for newspapers, it is better to take a binder of recent years from the library and look through the special section devoted to bankruptcy.

If the search results are empty, then either there is no such bankrupt, or the bankruptcy case has not yet been completed.

On the website you can study the documents that the court accepted or considered in the bankruptcy case of a certain individual.

You can check online for insolvency through several other websites.

This website is regulated by the Ministry of Economic Development of the Russian Federation.

Checking counterparties

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XVI All-Russian Conference of Financial Market Participants The key issues of the conference this year will be the level of integration of the Russian economy into the world economy, government policy in the field of the national financial market and development scenarios, etc.

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Unified federal register of information on bankruptcy of individuals

The duration of the procedure for declaring both an individual and an organization insolvent (bankrupt) takes from several months to several years. This depends both on the workload of the courts and on the “pitfalls” discovered during the activities of the Arbitration Manager. Get a consultation for free!

persons - what information the EFRSB contains

What information about bankruptcy of individuals does the EFRSB register contain?

Publishing messages in the registry is paid - 805 rubles per message. All information is published in the register at the expense of the bankrupt.

1. creditors;
2. persons participating in the auction;
3. company employees;
4. to the debtor himself.

• information about the person who provided the data;
• date of publication of the message;
• procedure step;
• address of the defaulter.

In the upper left corner there is a search tool by the debtor's name.

You can check the interaction of the digital signature and the resource in the “Help” tab by clicking on “Checking the digital signature”.

1. make a request for information about a new SRO user. The application is drawn up in free form, but it must contain information about the user’s full name, email address and contact information.
2. attach a copy of the certificate of registration (registration) of the SRO, certified at the legislative level.

The algorithm for gaining access to the personal account of an SRO operator is also available in the “Help” section of this portal.

Have you decided to prepare and submit an application to the Arbitration Court about your insolvency? It is very important to analyze all transactions and agreements for the alienation of any assets before filing an application. After all, the manager has the right to challenge dubious transactions and redistribute property in the interests of bankruptcy creditors who are in the register. Get a consultation for free!

• holding meetings of creditors;
• implementation of bankruptcy procedures;
• documentation prepared by the arbitration manager.

The same resource publishes documentation on each case of insolvency of individuals.

The costs of publishing the message are borne by the bankrupt. In the lion's share of cases, the amount of expenses does not exceed 12 thousand rubles.

Insolvency check

In modern business practice, concluding unprofitable contracts is far from unique.

In addition, the legal grounds for holding this event are specified in the Civil Code of the Russian Federation.

One of the most pressing problems of the information society is the protection of information. Read about information protection developments in this article.

At the same time, if the company’s solvency indicators are positive, after an audit, its activities can be completely restored.

If you find a counterparty of interest in the so-called blacklist, you should categorically refuse to sign contracts with such a “partner”.

And if necessary, to obtain operational information on bankruptcy, you can also use the file of arbitration cases on the website of the Supreme Arbitration Court of the Russian Federation.

24-hour access to vital information on bankrupt enterprises is provided by the online service law-soft.ru.

Moreover, in modern conditions it is very easy to check a company for insolvency!