Who is eligible for a rural mortgage?

Citizens of the Russian Federation living in the country have the right to apply for a state loan. The marital status, social status and current place of residence of the applicant for a “rural” state loan are not important.

The acceptable age of the borrower is 21-75 years. Those. if the person applying for a rural mortgage is, for example, 60 years old, the bank will be able to provide him with a government loan with a fifteen-year repayment period, no longer.

Citizens have the right to apply for a real preferential mortgage once. Those. The borrower and his co-borrowers are granted a loan under the Rural Mortgage state program only once.

The status of co-borrower for the borrower's spouse is mandatory (a possible exception is the presence of a marriage contract). The permissible number of co-borrowers, including those who are not relatives of the borrower, is up to 3 people.

Please note: if the borrower is overdue for payment on a rural mortgage for more than 90 days in six months, the preferential lending terms will be canceled and the bank will change the mortgage to standard terms (rate 11.5%).

What kind of housing is suitable for a rural mortgage?

It is allowed to spend a preferential mortgage on the purchase of one residential property (apartment, town house, residential building) with a land plot under the DKP or DDU, or a land plot for individual housing construction in rural areas where settlements (less than 30 thousand inhabitants) are included in the local " Comprehensive Development Program."

The exact list of villages included in the comprehensive development program for your region can be found out from the regional (regional) authorities.

Settlements of the Moscow region and intra-city municipalities of St. Petersburg do not participate in the “rural” state program.

Authorization

The village was forced to move to a new location, since in the spring, during high water, the fields and the village itself were flooded. Orenburg Providing agricultural producers of the region with the necessary resources, production and sale of agricultural products.

“Rural House 2021” program in the Orenburg region: conditions for obtaining a loan

The housing issue has always been and remains one of the most important and pressing in our country. Many people dream of building their own house or buying an apartment, but not everyone has the financial means to achieve their plans.

When choosing pipes for the water supply of a private house, one should not forget about such characteristics as diameter. The pressure in your system will depend on this parameter. Here a lot will depend on the operating pressure and the cross-section of the pipes in the central water supply. In this regard, it is better to get advice from water utility specialists.

You can get information about all changes in the subprogram “Providing housing for young families in the Orenburg region for 2021-2021” of the state program “Stimulating the development of housing construction in the Orenburg region in 2021-2021” on the administration website (www.buzuluk.rf in the section “Property” subsection “Accounting and distribution of housing”).

Administration of the city of Buzuluk

5 hospital "Kinev Ivan Nikolaevich Porshin Radik Aleksandrovich Barsukova Galina Vladimirovna Elkhovsky village council chairman of the commission, head of the Elkhovsky village council; head of the IC "60 Let Pobedy" non-working Abramov Nikolay Vladimirovich mechanic of the RMUP Housing and Communal Services of the Buzuluksky district Sablina Tatyana Vasilievna Valikov Alexander Vasilievich Amelin Nikolay Alexandrovich director of the institution "Elkhovskaya Basic Senior Inspector of the State Budgetary Institution "Orenburgokhotvodbioresurs" police captain, local police commissioner (for the protection of public order) inter department of the Ministry of Internal Affairs of Russia Nazina Antonina Nikolaevna Nazina Valentina Petrovna Urzhuntseva Natalya Aleksandrovna Elshansky village council chairman of the commission, insurance agent; head of the library of the Elshansky structural unit of the MBUK "Buzuluk Centralized District Library System"; teacher of a preschool educational budgetary institution

Hello, can we participate in such a program if my wife is 32 and I am 38, and we have a small child 1.8 years old, we live in the village of Perevolotsky in a rented apartment, there is only a plot of land in SNT Vinogradnoye, my wife is on maternity leave, and I work seasonally in the north.

Orenburg is not like that. Can I spend the allocated funds on the purchase of any building materials or are there any restrictions? Hello Sergey, if you collect all the necessary documents to participate in the program, you will be issued a loan on preferential terms. This loan has a specific purpose and you can use the funds received only for the construction or purchase of a residential building. If funds are allocated for construction, they can be used for construction and installation work, building materials, equipment, vehicle services, and worker services.

Highlights of the “Rural House” program in the Orenburg region in 2021

Orenburg region? We have a private house. Hello Lydia, if you are planning to move to a permanent place of residence in a rural area, which is the goal of the program, then you have every right to participate in this program. You will need to obtain a plot of land in a rural area, gain support from the village administration and obtain a loan application from them. The list of all necessary documents is in the article above. Hello, please tell me if we can use this program if my spouse is not officially employed, and I am officially employed.

20 Apr 2021 uristgd 122

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Amounts of preferential loans for rural mortgages

The range of credited funds can be from 0.1 to 3 million rubles. (5 million for the Leningrad region and the Far East). Since the end of October 2020, the credit maximum for the Yamalo-Nenets Autonomous Okrug has been increased to 5 million (resolution No. 1748).

Initial contribution 10% and above. If you refuse or are unable to provide proof of employment and income, an initial payment of 50% will be required.

It is not possible to use an approved rural mortgage government loan for a down payment. From October 27, 2021, the admissibility of full or partial contributions using family state subsidies (maternity capital) was finally approved (Resolution No. 1748).

Mortgages for rural settlements are offered at an annual rate of 2.7-3% (condition - life insurance), or at 7-9% (without life insurance).

Starting from 2021, there is a condition for mandatory registration of an agricultural mortgage borrower in housing purchased with a preferential loan (Resolution No. 1748). Those. Having received ownership rights to “rural-mortgage” real estate, the owner is obliged to document the bank about the completed registration within six months. Otherwise, the bank has the right to change the cost of the mortgage based on internal regulations.

Country House Program in the Orenburg Region Conditions of Receipt for 2021

Since 2004, we have mastered our own production of modern fully prefabricated panel houses. The design feature of these houses is that they are fully prefabricated, have a flexible planning system, comply with all the requirements of technical specifications and SNiP for heating engineering, and are highly prefabricated, which makes it possible to do without lifting mechanisms during installation. Modern slab wall insulation URSA brand P-20 is used as insulation in the panels. Cement particle board (CSB) 12 mm thick is used as a coating on both sides. The ceilings are sheathed with gypsum fiber sheets. All this makes it possible to avoid wet processes on the construction site and improves the quality of finishing. The house does not require brick lining; it is enough to paint it with façade paint. Bored piles are used as foundations. The installation period for such a house is no more than 18 days. During the summer construction season, when the utility networks are ready, it is put into operation. The project has been agreed upon with all supervisory services. The cost of 1 m2 of constructed housing is from 16 to 19 thousand rubles. Area - from 80 to 120 m2. Sets of 3-room, 4-room, 5-room, 6-room are available. Since May of this year, the construction of individual residential buildings using frame technology from wood and bent metal profiles using monolithic foam concrete has been mastered.

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The founders of the joint-stock company "Rural House" were the Government of the region, which owns a controlling stake, as well as the joint-stock companies of "Orenburgagropromstroy". The actions of OJSC "Rural House" are determined by the Procedure for the provision and use of regional budget funds on a repayable basis for the construction of housing under the regional target program "Social development of rural areas until 2021". According to the regulations, budget funds are provided on a repayable basis at ¼ interest rate of the Central Bank of the Russian Federation for individuals and ½ for legal entities for a period of up to 15 years. A targeted loan is provided to pay for construction and installation works, building materials, structures, vehicle and machinery services, gasification and electrification of residential buildings. In order to fulfill the tasks of housing construction in rural areas, appropriations in the amount of 1,723.3 million rubles were allocated from the regional budget for the period from 2000–2021, of which 414.5 million rubles have already been returned.

Documents for obtaining a rural mortgage

The set of documents submitted to the bank by the applicant for a preferential loan, in addition to the application (application formats vary from bank to bank), includes:

• Civil passport
  of the Russian Federation (2 copies). Show the original in the credit department, attach copies to the application. Registration in the passport is required (or a temporary registration document);
• military ID
  (2 copies).
  Required for male applicants under 27 years of age. For those who have not served in the army, a registration certificate is required ***
  ;
• confirmation of marital status
  (copies). Marriage certificate, children's birth certificates (if there are children);
• SNILS
  (copy). Original plastic card (issued before 2019) or paper form. If the original card is lost, a copy, photo or scan is sufficient. In the absence of SNILS, you will need to register it before contacting the bank (application to the Pension Fund of the Russian Federation will take 3 weeks).

***

Banks may also require the original and copies of a second identification document. This could be a driver's license, international passport, military personnel ID or federal government employee ID.

The application form must be filled out at the bank's credit department. In addition to the applicant for a “rural” state loan, the application must be completed by his co-borrowers (if any).

Documents confirming income

(in addition to the application form):

• certificate 2-NDFL
  .
  Issued by the employer at the request of the employee. An individual entrepreneur (individual), instead of a certificate of income, must provide the bank with a 3-NDFL declaration. The bank requires information about the applicant’s income for the past 12 months as of the date of application ***
  ;
• work book
  (copy or extract). It is also possible to provide a certificate from the employer, which reflects information about the applicant’s position and length of service (work experience).

***

If it is impossible to submit a 2-NDFL certificate, the citizen applying for a loan must prepare it in the form approved by this bank. Financial institutions have different requirements for the content of the certificate. For example, Sberbank will not accept a certificate prepared according to the Rosselkhozbank format.

How long does it take to check an application for a rural mortgage?

The longest verification period is 20 working days. The documents submitted by the state loan applicant are reviewed first by the bank service - the manager studies the credit history and calls the applicant’s employer.

Approval of an application for a rural mortgage occurs as follows:

• the borrower prepares two sets of documents and provides them to the bank;
• one set of documents is studied by the bank's credit department. Duration – 5 days (working days);
• The bank sends the second set of documents to the regional branch of the Ministry of Agriculture if the application is pre-approved by the bank. The review period by the Ministry of Agriculture is 10 days (working days);
• upon approval of a state subsidy by the Ministry of Agriculture, the bank approves the application for a rural mortgage and prepares documents for the provision of a loan. Duration – 5 days (working days).

Thus, if the application fully complies with the conditions of the state-subsidized preferential mortgage for rural residential real estate, the total review period will be 20 days (working days).

Providing documents on residential real estate that will be purchased for the rural mortgage requested by the applicant is allowed 90 days (calendar) after the preliminary approval of the application by the bank. Those. The Ministry of Agriculture relies on the decision of the mortgage bank regarding the collateral (the “rural” house purchased by the borrower).

However, the specification of the purpose of the loan - the acquisition of a house or apartment (indicated as “primary” or “secondary”), or a land plot for individual housing construction - must be noted initially, at the stage of filling out the application. If, after approval of the application, the borrower suddenly decides to take out a loan, say, not for the previously applied secondary apartment, but for a new building, the application will be approved again.

When a mortgage application is approved, its processing by the bank begins immediately. A positive decision on applying for a rural mortgage is valid for exactly 60 days (calendar).

Krovelson" is the official supplier of the "Rural House" program

1. Buy a house from JSC Selsky Dom.
2. Purchase the required materials from Selsky Dom OJSC, which are purchased from official suppliers. Which is what “Krovelson” is.
3. Purchase materials yourself and reimburse them using receipts.

1. “Krovelson” is a regional company, therefore it specializes in materials that have all the qualities that allow them to withstand not the best weather conditions in our region, while maintaining their original appearance.
2. "Krovelson" has the widest network throughout the Orenburg region (representative offices in 4 cities and 13 dealers in the region). This greatly simplifies the process of purchasing the necessary material. It is enough to contact the nearest office, select the material required for building a house, write a check to Selsky Dom OJSC and wait for the order on your site in the shortest possible time. The complexity of the products and services provided makes it possible to order all basic and related materials in one place. This allows you to avoid wasting time picking up goods in different places.
3. Affordable prices for goods and delivery by one vehicle allow customers to save significantly.
4. Krovelson always has special offers.

13 Aug 2021 jurist7sib 696
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What to do if the bank refuses a mortgage loan

The reason for the refusal will not be explained by the bank's credit service - this is the policy of financial institutions. They have about 20 parameters for assessing the solvency of borrowers and co-borrowers, which determine the decision on a mortgage application. The system itself for assessing potential borrowers is a banking trade secret and is not disclosed.

The refusal is always issued in writing, it indicates the period for an acceptable re-application for a loan (usually after 1.5-2 months). Note that most often the reason for refusal is an incomplete or incorrectly completed package of documents for a loan. To minimize the likelihood of refusal, contact the realtors of our association to prepare your application.

Important

: if the mortgage was approved, but you changed your job, or took out another loan (loans) or credit cards, then from the position of the mortgage bank your solvency will worsen. And then the bank will refuse the loan, although it had previously approved it. Note that the condition of maintaining solvency applies to both the borrower and co-borrowers.

Choosing a property for a mortgage

Bank approval is not enough, since the loan is targeted and is given strictly for rural mortgages. This means that the borrower must choose housing in a rural agglomeration - rural settlements, workers' settlements, urban settlements or towns with a population of less than 30 thousand people (the latter must be included in the regional development program). The suitability of the locality for a rural mortgage must be clarified with the bank.

Resolution No. 1748 of October 27, 2020 introduced a limit on the height of high-rise buildings suitable for rural mortgages - no higher than 5 floors.

Let us remind you once again that the Moscow region and Moscow, as well as St. Petersburg, do not participate in rural state mortgages.

Important

: dilapidated housing, or with faulty communications or basic life support systems (sewage, water supply, heating, electricity, gas supply), the bank will refuse to lend. For more details on the “banking” criteria for a country house mortgage, see here.

Also, the state loan cannot be spent on real estate whose living space does not correspond (less) to the accounting standard per tenant. The minimum footage of residential “registration” in populated areas of the Russian Federation is different and is regulated by municipalities.

Construction of a house in rural areas - subsidy in 2021

The first is provided to individual developers even before the start of construction. Its size is calculated based on the estimate provided by him. There is an upper limit for such payment, which is set at the level of constituent entities or regions of the Russian Federation.

The maximum payment amounts for compensation of costs after the construction of a house are also determined at the level of regions and constituent entities of the country. In this case, payment is made after the completion of construction work, but no later than two years after the issuance of permission to carry it out.

13 Aug 2021 jurist7sib 153

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What documents on mortgage real estate does the bank need?

In order for a financial institution to agree to finance the purchase of a house (apartment) chosen by a previously approved borrower, the bank will need the following documents for a residential property:

• about ownership
  . If the property owner owned it before the summer of 2016, a copy of the certificate of ownership is required. If ownership arose later, an extract from the Unified State Register of Real Estate (from July 15, 2016, the issuance of real estate certificates was canceled in the Russian Federation). Remember that the validity of the ERGN statement is one month;
• on the basis for the emergence of the seller’s property rights
  . It is necessary to document the legality of the seller's ownership of real estate (i.e., based on construction, purchase, inheritance, rent or gift);
• about the results of housing assessment
  . An independent appraiser is hired to draw up a report on the property (the selection of the appraiser is agreed upon with the bank). Please note that the relevance of the appraisal report for a house or apartment does not exceed 6 months;
• about those registered
  in housing (house register - extract). Please note that the validity period of an extract for residential real estate (house, apartment) issued by the MFC is 30 days;
• on the consent of the seller’s spouse
  to sell the home. Consent is not required if the property was purchased before marriage, was inherited by one spouse or given to him, or belongs to only one spouse under a marriage contract;
• about cadastral information
  on real estate. This data is contained in the cadastral passport or technical plan of a residential property. An extract from the technical plan of the house with an explication and floor plan is accepted. If there is a land plot, its cadastral plan is required.

Also, if the mortgagor’s spouse is not indicated in the documents as the owner, notarized consent

to transfer the purchased mortgaged housing to a bank collateral, since the purchase of housing takes place during marriage (joint ownership).
Only if there is a marriage contract
with the spouse of the mortgagor, there is no need to notarize consent, as well as to receive it.

Documents for rural mortgages for shared construction

Lending by a bank for the construction of a real estate property (townhouse, apartment) under a DDU agreement is permitted upon the provision by the borrower of the following documents:

• confirming the right
  company to carry out construction.
  These are copies of the charter certified by the developer’s seal, certificates of OGRN, ERGUL and TIN, licenses and permits
  for construction work (the full documentary list is specified in the bank);
• confirming the right to lease or own
  the construction site. Such documents will be a certificate of land ownership, or a long-term lease agreement;
• EGRN-extract for a construction land plot
  (valid for a month);
• building permit
  for an apartment building (also townhouse);
• project declaration
  of a real estate object;
• draft participation agreement
  for credit transactions for a shared construction project. If the DDU contains the borrower’s obligation to transfer the amount credited by the bank to the developer to ensure the future conclusion of the main agreement, the bank will refuse the loan.

If the relationship with the spouse of the mortgagor is not formalized by a marriage contract - certified notarized consent of the spouse to transfer the property purchased with loan funds as a mortgage.

Rural house Orenburg programs for 2021 conditions

Any citizen whose place of residence and work is a rural area receive a targeted loan The need to improve the living space must be documented. Well, and most importantly, borrowed funds are provided only if solvency is proven .

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first of all - young families with five or more children or expecting the birth of a child, as a result of which there will be five or more children in the family. Young families with five or more children, including twins or triplets, have priority over families with the same number of children;

What documents will the bank require to build a house with a rural mortgage?

When providing a mortgage loan, the bank primarily strives to protect its funds. Therefore, the task of the bank’s credit department is to closely study the conditions for the construction of housing that the borrower intends to build.

Bank employees serving the approved borrower will state the need for the following documents for individual construction:

• certificate of state registration of the owner’s right
  to a plot of land for individual housing construction, or a registered lease agreement for a plot owned by the state or municipality (
  the admissibility of lease from 2021 was approved by Decree of the Government of the Russian Federation No. 1748 of October 27, 2020
  );
• documentary basis of ownership
  of land for individual housing construction (purchase, rent, donation, etc.);
• EGRN-extract for a land plot
  for residential development (valid for one month);
• cadastral passport of the plot of land
  where the house is being built;
• individual housing construction estimate
  prepared by the developer hired by the borrower (certified by the developer’s seal), or by the borrower himself;
• permission for
  housing construction from the local government on this land plot. If a rural mortgage is taken out for the purchase and construction of a residential cottage, but construction has not yet begun, then construction permission should be provided to the bank within 12 months from the issuance of the loan;
• contract
  for individual housing construction. Required if construction will be carried out by a contractor.

If the borrower does not complete the construction of an individual housing construction house after 2 years from the date of granting the preferential loan, then the financial institution has the right to revise the terms of the loan and increase the interest on the loan in accordance with internal regulations (the norm has been in effect since 2021, introduced by Resolution No. 1748).

Country house program Orenburg region

It is worth noting that today the country’s development is experiencing a crisis; many citizens are seeking to move closer to large cities, especially the capital. All citizens of the Russian Federation who already live in rural areas, as well as persons wishing to move to the corresponding area on a permanent basis, have the full right to take out loans of this type. This also includes citizens who seek to improve their living conditions and have the opportunity to repay all borrowed funds within the established time frame, as well as legal entities planning the development of households for the previously listed persons. Any citizen whose place of residence and work is a rural area can receive a targeted loan. The need to improve the living space must be documented.

In Orenburg, the rural house program

Orenburg residents were awarded by the President of the country. The Orenburg region celebrated the anniversary of the region's road industry. Governor Denis Pasler congratulated veterans and road industry workers on the anniversary of the Orenburg road industry. Students of the Orenburg Motor Transport College will create a model of an ambulance for medical students. Orenburg residents can receive receipts for major repairs individually.

After all the necessary documents have been collected, you will need to draw up an application for privatization, and then submit it along with your request to the municipal council, which will decide on transferring the house to the private ownership of an individual.

During the implementation of this program, starting from 2021 to 2021, 1,719 families in the amount of 543.9 million rubles received free subsidies from the federal and regional budgets for housing construction. In 2021, it is planned to commission 1,700 houses or 150.0 thousand square meters.

Rural mortgage insurance conditions

The first document drawn up between the bank and the borrower before receiving loan funds for a rural mortgage will be an insurance agreement. Moreover, it is the format of mortgage insurance that determines the terms of the main mortgage agreement.

The borrower is obliged to insure the real estate that serves as mortgage collateral (Article 31 of Law No. 102-FZ “On Mortgage”). With regard to the other two types of insurance - the life of the borrower and the legal title - the bank itself will insist on their obligatory nature. The borrower has the right to refuse to insure life and title, but then the bank will agree to provide a loan only at a higher rate (about 7-9%).

The borrower must obtain title and life insurance from the financial institution with which the rural mortgage is being discussed - this condition is included in their mortgage agreement. However, the recipient of the mortgage will be able to renew the insurance (take out a cheaper policy) from another insurer accredited by the bank after one year.

Conditions for increasing interest rates on rural mortgages

According to the rules for subsidizing rural mortgage loans from the federal budget (approved by government decree No. 1567), the authorized bank has the right to revise the cost of a mortgage loan provided under state benefits if (clause 27 of the rules mentioned above):

• The borrower violated the purpose of spending the soft loan. Those. spent funds on the purchase of real estate that does not correspond to the established purpose of the loan funds (housing allowed by the state program).
• Construction deadlines were not met.
• The borrower did not fulfill his obligations regarding the payment of interest and the phased repayment of the amount loaned to him, having been late in paying the principal and/or interest for more than 90 days over the last 180 days. Those. if the duration of non-payments was slightly less than three months over the last six months, the preferential terms of the loan will be canceled by the bank.

Note that the minimum increase in the loan rate in case of violations of the mortgage payment schedule by the borrower will be the value of the key rate of the Central Bank of the Russian Federation. At the time of publication of this article, the key rate is 4.25%. Accordingly, the minimum increase in the interest rate for late payments of a rural mortgage will be 7.25%. The exact conditions for increasing the interest rate for overdue borrowers are reflected in the mortgage loan agreement.

Let us remind you that the reason for the mortgage interest rate to be increased by the lending bank by the amount of the Central Bank key rate (i.e. up to 7.25% (3% + 4.25%) may be the borrower’s refusal to insure life and title when applying for a loan.

It should be noted that the amount of funds subsidized by the Ministry of Agriculture to stimulate preferential rural mortgages is limited (6.4 billion for 2020). This means that with the exhaustion of the current limit of state subsidies provided to the creditor bank against the backdrop of a high number of previously approved applications, this financial institution will only be able to offer loans at “commercial” interest rates (over 10%).

Rural house Buzuluk

In accordance with the terms of the targeted loan agreements, the fulfillment of the borrower's payment obligations is considered fulfilled, including from the moment the funds arrive in the lender's current account. (See the tab “PAYMENT DETAILS”)

LLC "IESA" under the program "Rural House" sells 3, 4, 5, 6-room prefabricated panel houses with a loan (targeted loan) at 2.06% per annum for a period of up to 15 years without an initial installment, with a deferment of the first loan payment for 2 years.

Rural house Buzuluk programs for 2021 conditions

The age of not exceeding 35 years is established on the day the responsible executor of the subprogram makes a decision to include a young family participating in the subprogram in the list of applicants for receiving social benefits for the purchase of housing or for receiving social benefits for paying off part of the cost of housing in the event of the birth (adoption) of a child, or for receiving social benefits when receiving a loan to purchase housing.

Those in need of improved housing conditions are citizens who are tenants of residential premises under social tenancy agreements or family members of a tenant of residential premises under a social tenancy agreement, or owners of residential premises and who are provided with a total area of ​​residential premises less than the accounting norm (for the city of Orenburg, the accounting norm is 13.5 sq. .m. Total living area per family member). The purpose of the Subprogram is to provide state support in solving the housing problem to young families recognized in the prescribed manner as needing to improve their living conditions by providing social benefits (i.e., funds from the federal and (or) regional and local budgets for the purchase from individuals and (or) legal entities persons living quarters - a family consisting of spouses without children, spouses or one parent in a single-parent family and one or more minor children.The age of the spouses (parent) should not exceed 35 years.

The city of Buzuluk Barvikha for a rural house what is the maximum amount?

It is worth noting that today the country’s development is experiencing a crisis; many citizens are seeking to move closer to large cities, especially the capital. Therefore, the government is trying in every possible way to “return” the population to the countryside, and the banks are happy to help them with this in order to re-start the development of a completely new agriculture.

1. Providing citizens with decent living conditions in a rural village.
2. Addressing gaps in infrastructure, roads and supply through support for investment projects.
3. Creation of new jobs in rural areas.
4. Organization of events of a socio-economic and socially significant nature in order to involve local residents.
5. Popularization of rural lifestyle.

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The maximum amount of long-term targeted loans provided to developers at the expense of targeted funds from the society is set at no more than 40 percent of the total market value of housing construction in rural areas. It is worth noting that today the country’s development is experiencing a crisis; many citizens are seeking to move closer to large cities, especially the capital.

To obtain a loan, the developer is obliged to provide guarantees of at least two individuals who have a constant and sufficient source of income necessary to repay borrowed funds and interest for their use, or guarantees of an individual and an organization at the developer’s place of work, any other legal entity, registered in accordance with with the legislation of the Russian Federation.

Administration of the city of Buzuluk

You can get information about all changes in the subprogram “Providing housing for young families in the Orenburg region” of the state program “Stimulating the development of housing construction in the Orenburg region” on the administration website (www.buzuluk.rf in the “Property” section, subsection “Accounting and distribution of housing” ).

(Resolution of the Government of the Orenburg Region dated April 30, 2021 N 286-p “On approval of the rules for registering young families as participants in the subprogram “Providing housing for young families in the Orenburg Region” of the state program “Stimulating the development of housing construction in the Orenburg Region”)

House "Owl"

There are 7 sleeping places: a living room, in which there are two sofas with two sleeping places each, and two bedrooms: one has a 2-bed bed, the second has a 1.5-bed. There is heating, i.e. Winter and summer holidays are possible. There is a guest summer house for the arrival of large companies - thus, the maximum total capacity in the summer is up to 19 people. In winter - up to 7 people.

Cost of living: 500 rub. per day per person. Children under 3 years old are free, from 3-9 years old pay 50% (250 rubles per day), from 10 years old - full price. The minimum cost of renting a house (for occupancy of 2 or less people) is 1200 rubles per day.

In the first years of implementation, over 300 million rubles were annually allocated from the budget of the Orenburg region for the program.

In 2021, only 87.6 million rubles were pledged (and even those in the second half of the year, while regional officials were preparing new contracts due to amendments to the budget code, were redirected to increase salaries for public sector employees (in accordance with the May orders of the president) - author's note).

The regional program has been in effect for 13 years. During this time, 17.5 thousand families received a roof over their heads in rural areas. Orenburg residents willingly joined the program because it made it possible to receive a soft loan for construction at only two percent per annum, which had to be repaid within 15 years.

The goal of Selsky Dom LLC is to provide high-quality services in the field of dairy farming.

The company provides full support for new construction and reconstruction of existing livestock complexes.

From the first days of its existence, the Veterinary Department has been guided by the latest achievements and positive experience of Russian and Foreign specialists in the treatment and healthy maintenance of farm animals.

sells and installs milking equipment produced by Afimilk Israel and SA

Christensen" (SAC) Denmark: milking parlors of any type, (from simple "Christmas trees" to the most modern "Carousels" with automated control of all functions and a computerized system "Afikim" ((Israel) herd management, linear milking installations, both traditional and and equipped with an automatic milking machine remover, robotic milkers for 120 heads,