Minimum pension in the Russian Federation in 2020 for working and non-working pensioners

Who is the recipient?

Preferences at the expense of the state are provided to all citizens with disabilities, as well as those who have reached the retirement age prescribed in the current legislation. In this case, it is necessary to take into account the person’s employment status. Thus, citizens of the Russian Federation living on its territory and having an income below the minimum security for the subject of residence receive a federal or regional surcharge up to the established border.

Important! Social benefits are assigned if the elderly person does not work, belongs to the low-income segment of the population, and also permanently resides in the territory of the state.

Beneficiaries of the guaranteed payment are persons who have insufficient length of service to assign labor income. Lack of production for a certain number of years can occur for various reasons, but the result will be the same - government guarantees in terms of meeting basic needs.

Today, all Russians with less than ten years of insurance experience are assigned a social pension. From an informal point of view, it is considered a benefit designed to support people financially. Elderly people can buy food and receive services necessary for a normal existence. The following persons have the right to receive funds:

• reaching seventy years of age for men and sixty-five for women (after the reform, in 1919, the age required for retirement was raised);
• absence of activity during which a Russian citizen is subject to compulsory insurance.

The law sets a higher age for social payments than for labor income. It is quite clear that these guarantees do not enrich a person. From April 1, 2018, it was indexed and amounted to 5.2 thousand rubles. However, if the subsidy for the elderly is less than the indicator value established in the recipient’s place of residence, then he has the right to count on social benefits from the budget of one level or another.

According to the rules adopted by law, additional support is provided in cases where the NPA indicator is higher than the elderly subsidy. If the regional indicator is higher than the federal one, then the interested party will receive a preference from the lower budget. Social support is established in such a way that the total amount of income, taking into account the money provided, is equal to the minimum income of the pensioner.

Payment terms

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In connection with the adoption of the new law No. 134, the minimum pension from January 1, 2020 will be paid, taking into account all possible indexations, from the first day of the month following dismissal. Until 2015, pension benefits consisted of the federal base amount, to which insurance and funded parts were added. Today, the funded part is a separate type of security, which is regulated by separate legislative acts.

FIXED PAYMENT INSURANCE PREMIUM.

To calculate the insurance premium, you need to multiply the number of points (their amount is individual for each, but cannot exceed the legally established value) by the cost of one point. In 2020, the value was set at 81.49 rubles, while during 2020 its value was 78.58 rubles.

According to data provided on the government's official website, spending on pensions and social security is planned to increase in 2020. The budget provides for an increase in insurance pensions, and the indexation procedure will be changed. In addition, it is planned to index social pension benefits.

Traditionally, annual indexation is carried out from February, since on this date the inflation value is known, which is taken into account to calculate the indicator, which is a guideline for increasing payments. The government decided to postpone this moment to an earlier date - the beginning of the year. Thus, the minimum pension in Russia in 2018 will be increased by 3.7% from January 1. This was done in order to ensure a real increase in the amounts paid by the beginning of 2018.

Initially, it was taken into account that inflation would rise by 4%; however, according to preliminary data, today the value does not exceed 3%. Taking this into account, it was decided to increase the amount by 3.7% (taking into account the faster rise in prices). The average size, according to official data, will increase from 13,657 rubles. in 2020 to 14045 in 2020. The increase will be a small 400 rubles, but for pensioners it is better than nothing.

8,742 rubles is a payment that is due to everyone who was unable to accumulate the required length of service to receive an insurance pension. This value is used as a basis for assigning allowances to disabled people of groups 1 and 2. In order to support particularly vulnerable sections of the population, the size of the minimum social pension in Russia in 2018 will be increased by 4.1 percent from April (however, the indexation coefficient may be changed). If some people’s allowance is less than the subsistence level in the region of their registration, then they are entitled to an additional payment up to this amount.

As for working pensioners, indexation is not provided for them for 2020. An increase in allowances for persons who have retired and continue to work has not been carried out for several years now, and judging by the mood of the Government, the state will continue to adhere to this practice. This is due to the fact that the income of working pensioners is already greater; in addition, they can go on vacation and start receiving payments in full.

In addition to this, employers continue to make contributions to the Pension Fund from their accrued earnings. According to the law, these funds are converted into points, which will subsequently affect the amount paid. The increase from August will be achieved due to an increase in the value of the pension point to 81.49 rubles.

• if the person is 80 years old;
• if the pensioner has one or more dependent relatives;
• if the insurance pension has been indexed;
• if a pensioner goes back to work.

Starting in 2020, the government has made significant amendments to the Law on the calculation of pensions. Then two types of pensions appeared - insurance and funded.

Insurance pensions are divided into three types:

• by old age;
• benefits for men starting from 60 years old and for women starting from 55 years old;
• on disability.

If a pensioner is entitled to accrue several types of benefits, then the person chooses one at his own discretion.

There are two main ways to receive pensions: to a bank card or through Russian Post branches. Typically, the constituent entities of the Russian Federation approve transfer schedules, but public holidays introduce a number of changes to the periods of postal work. Therefore, pension payments are made in May on other days in order to comply with the principle of timely transfer.

New pension payment schedules for May days are published on the Pension Fund website and are located in every post office. There have been no changes in receiving pensions through the banking system. Typically, funds are transferred to credit institutions on the 11th and 21st of the month. And they do not coincide with holidays.

Let's see when they will receive pensions through the mail for the May holidays in a number of constituent entities of the Russian Federation.

What is the procedure for calculating income?

When calculating the provision of pensioners, money that was received from the following sources is also taken into account:

• additional social guarantees in material terms;
• EDV, including the amount of a set of social services;
• other support measures established by legal acts of the constituent entities of the Russian Federation (with the exception of one-time ones).

In addition, when making calculations, the cash equivalents of other forms of support provided to pay off telephone bills, utilities and rent, and travel on passenger transport are taken into account.

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Basic salary subject to length of service

To receive a pension associated with the completion of activity, you need to develop work experience. In this case, the permissible length of service and the number of accumulated points must be:

• 65 years old - men; 60 — women;
• 10 years of experience;
• 16.2 points, 18.6 points (first and second half of 2019, respectively).

Important! Only the time when the citizen was officially employed and contributed funds to the Pension Fund is taken into account.

The benefit directly depends on the length of service and points accumulated during the period of working ability. With low performance indicators, a Russian will be able to rely solely on the subsistence level for his category of the population.

Amount of average social benefits

The rate of preferential payments for citizens of the Russian Federation directly depends on inflation, which affects the rise in prices for vital goods.

For 2020, there was a slight recalculation of social benefits, establishing the average amount of such payments at 8,800 rubles.

This is a pension expected for citizens, which is accrued if there is insufficient work experience or its absence.

Average size of assigned pensions by type of provision and category of pensioners

The following average amounts of pension payments in the country are calculated for 2020:

• Upon reaching retirement age - 14,100 rubles;
• For disability – 7900 rubles;
• For loss of a breadwinner – 73,000 rubles (the smallest pension).

According to statistics, about 30% of pensioners receive an average pension payment.

How much do they pay in different regions of Russia?

Each subject of the Russian Federation sets a different level of minimum security. The value is established for the Russian Federation as a whole. Accordingly, for representatives of different territorial units the basic values ​​may differ. This even applies to cities of federal significance (Moscow, St. Petersburg). To compare the difference in guaranteed pensions across territorial divisions of the state, it is worth considering several examples indicated in the table.

Who sets the cost of living for a pensioner?

The cost of living for pensioners is established separately in each region by decision of the local legislative body. This is done annually in the fall.

If its size turns out to be lower than the Russian average, then the Social Supplement to pensioners will be paid by the Pension Fund. And if it is higher, then the difference will have to be paid from the regional budget. Therefore, deputies in many constituent entities of the Russian Federation strive not to make the cost of living of a pensioner higher than in Russia.

For 2020, the cost of living was calculated using a new methodology

Previously, in different regions of Russia, the minimum wage for pensioners was calculated differently.
But this year the Ministry of Labor has developed a unified procedure for calculating it. The calculations now take into account data not only for the region, but also for Russia for the year and half a year. It was assumed that this would eliminate the unreasonable underestimation of this indicator. But in fact, in a number of regions it turned out that in 2020 the “minimum wage” was lower than in 2019. And this despite inflation, which, although it is slowing down, is still present.

To get around the resulting incident, the regions were allowed not to lower the minimum after calculation using the new method, but to leave it at last year’s level.

This perhaps explains why in a number of regions of the Russian Federation the cost of living for a pensioner in 2020 remained at the same level. This happened, for example, in the Volgograd region (RUB 8,569)

But there are also positive results. For example, in the Krasnoyarsk Territory, calculations using a new method led to the fact that the “minimum wage” increased from 8,846 rubles. in 2020 to 10,039 in 2020.

General trend in Russia

Thus, indexation is carried out according to the wishes of the authorities and the situation prevailing in the subject. The all-Russian growth rate in 1919 is 120 rubles.

Many pensioners do not receive any increase from the authorities at all. This is explained by the fact that, according to government agencies, their standard of living corresponds to the financial situation that allows them to satisfy their least needs.

It is worth noting that in Crimea the guaranteed income of the elderly has generally decreased by 160 rubles. (from 8530 to 8370 rub.).

One-time supplement to pension in May 2018

Last year in January, pensioners received a one-time supplement to their pension of 5,000 rubles. Will such an additional payment be made this year?

Let's look at where this money came from. The Russian government explained that 5,000 rubles represented a special type of compensation for non-indexed pension amounts for 2016.

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13700×3.7%×12= 6082 rub.,

This figure is already obviously lower than the 5,000 rubles that were paid to pensioners in 2020. Therefore, a one-time supplement to pensions will not be made this year, and it is not beneficial for pensioners. All types of pensions have already been indexed. And the cumulative increase in these indicators exceeds the one-time compensation.

Preferences for dependents

The accrual is made in the form of a benefit. This circumstance is explained by the low content size. The recipients are disabled people, dependents who have lost their breadwinner on whom they depended financially. The amount of support differs depending on the category and is set annually before April 1 in a fixed amount. With a low income, a citizen may declare the need for an additional payment before the PM.

Question:

What amounts can recipients of social benefits expect, taking into account their latest indexation?

Answer:

• 5.2 thousand - disabled people of group II, minors (up to 23 when studying full-time at a university), dependents who have lost one of their parents;
• 12.4 thousand are disabled children of group 1;
• 10.4 thousand - disabled children of group II, minors who have lost both parents;
• 4403.24 rubles - disabled people of group 3.

Last news

The size of the minimum pension will consist of several components: a social pension, a monthly cash payment to state beneficiaries (this includes, for example, veterans of the Great Patriotic War, disabled people), and additional monthly financial support for certain groups of people.

However, it is important to understand that the total amount of these payments should not be less than the subsistence level. In the event that it turns out to be less than him, the citizen receives a social supplement to his pension. It is calculated as follows: the pensioner’s cost of living minus the sum of all the payments mentioned above.

A working pensioner is a person whose activities fall under pension insurance. This includes, for example, work (with official employment), individual entrepreneurship and other activities provided for in Art. 7 No. 167 – Federal Law “On compulsory pension insurance in the Russian Federation”. Working pensioners can be divided into two groups:

1. Pensioners who continue to work after reaching retirement age.
2. Pensioners who stop working upon reaching retirement age.

Depending on which of these two groups the pensioner belongs to will determine how to calculate the minimum pension. So, if a pensioner decides not to leave his job, then as long as he works, the minimum pension will consist exclusively of the insurance portion.

Currently in the Russian Federation it is approximately 9215 rubles. For persons belonging to the second group, the minimum pension consists of the insurance and funded parts. Depending on the region of residence of the pensioner, its size ranges from 8846 to 15105 rubles.

Let's consider the size of the minimum pension in various regions of the Russian Federation:

1. Regions included in the Central Federal District - from 8,016 to 12,115 rubles (the smallest pension is in the Belgorod region, the largest in Moscow).
2. Regions of the Northwestern Federal District - from 8846 to 17956 rubles (the largest pension is in the Murmansk region, the smallest in the Vologda, Novgorod, Kaliningrad, Leningrad regions and the Republic of Karelia).
3. Regions of the North Caucasian Federal District - from 8297 to 8735 rubles (the smallest minimum pension is set in the Stavropol Territory, the largest in the Chechen Republic).
4. Regions of the Southern Federal District - from 8081 to 8842 rubles (the smallest pension in the Republic of Kalmykia, the largest in Sevastopol).
5. Regions of the Volga Federal District - from 7953 to 8539 rubles (the smallest pension is established in the Chuvash Republic, the largest in the Perm Territory).
6. Regions of the Ural Federal District - from 8,691 to 13,425 rubles (the smallest pension is in the Chelyabinsk region, the largest in the Yamalo-Nenets Autonomous Okrug).
7. Regions of the Siberian Federal District - from 8378 to 8846 rubles (the smallest pension is in the Kemerovo region, the largest in the Trans-Baikal Territory)
8. Regions of the Far Eastern Federal District - from 8846 to 15105 (the smallest pension is set in the city of Baikonur, the largest in the Chukotka Autonomous Okrug).

In 2020, two changes have already been made that relate to pension accruals in the Russian Federation. Currently, another important transformation is known, which will take place on July 1, 2019. The minimum pension will be increased by 12% for pensioners who stopped working upon reaching retirement age. Thus, it is possible that the amount of the minimum pension may exceed the minimum subsistence level of a pensioner without taking into account social supplements.

Having reviewed all of the above, we can draw the following conclusions:

1. Non-working pensioners (we are talking about those who have not worked throughout their lives) receive a minimum pension equal to the subsistence level of the corresponding region or city of the Russian Federation.
2. In general, in the Russian Federation the minimum pension is 8,846 rubles.
3. The smallest minimum pension in 2020 in the Russian Federation was recorded in the Chuvash Republic. It is 7953 rubles.
4. Residents of the Chukotka Autonomous Okrug receive the highest minimum pension (15,105 rubles). This is due to the fact that the standard of living in this region is attributed to special living conditions in contrast to other regions of the Russian Federation.

Under what conditions is an increase allowed?

An increase can occur in several cases:

• during indexing. The coefficient is approved by the Government annually at the beginning of the period;
• after recount. Recalculation is also carried out every year for working pensioners and unemployed elderly people. The procedure is declarative in nature if there are compelling reasons;
• due to the growth of the regional PM of the considered category of citizens (annually from January 1.

Thus, the next increase in provision for the elderly will only occur at the beginning of 01/01/2020.

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• Savings payments are awarded to those workers who have expressed their desire to form this type of old-age benefit. The option is available to persons born after 1967.
• For information: some categories of citizens are entitled to two types of pension benefits.

For example, retired law enforcement officers who have worked in civilian life for a certain number of years. Statistical data for the Republic of Mordovia for 2017 Pensioners receive different amounts in their hands.

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The state has taken upon itself the responsibility to regulate the lower threshold of payments in order to prevent the impoverishment of a large number of members of society. To do this, the government uses the following indicators: Parameter Value, rub.

What will change this year?

At the beginning of the year, the Russian Ministry of Labor was developing a plan to change the mechanism according to which the size of the pensioners' monthly minimum is approved. This work was carried out to establish a social supplement to the main part of income.

After the relevant bill is submitted to the State Duma and its consideration, a decision will be made to reject the act or accept it. In the latter case, a new mechanism will be available to interested departments, allowing them to use a unified approach to determining the amount of the smallest subsidy.

Important! When analyzing the practice of establishing the PM value in subjects, it was found that in many cases the procedure is carried out without reason. Sometimes the level is underestimated or, conversely, accepted in an amount exceeding the real minimum human needs.

At the same time, it is worth noting the importance of correctly establishing the indicator. If it is underestimated, then a person will not even be able to satisfy his basic needs. The only way out of this situation is to provide social benefits, which brings subsidies to an acceptable amount (federal, regional assistance).

Self-study documents

Decree of the Government of the Russian Federation N 975 “On approval of the Rules for determining the cost of living of a pensioner in the constituent entities of the Russian Federation in order to establish a social supplement to pensions” (07/30/2019)

Federal Law N 178-FZ “On State Social Assistance” (04/24/2020)

Federal Law N 134-FZ “On the subsistence minimum in the Russian Federation” (04/01/2019)

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