As part of government targeted measures to assist in the housing issue, in 2013 the governor of the region adopted the “Young Family” program in the Vladimir region. The Government of the Russian Federation has extended the validity of state support until 2021 (Resolution of the Government of the Russian Federation dated December 17, 2010 N 1050 (as amended on November 20, 2018) “On the implementation of certain measures of the state program of the Russian Federation “Providing affordable and comfortable housing and utilities to citizens of the Russian Federation” ).
The purpose of state assistance for the purchase of housing is the following factors:
- increasing housing affordability for young people;
- improving the living conditions of young people who get married;
- retention of youth in the Vladimir region;
- reduction of social dissatisfaction;
- stimulation of childbearing.
The Young Family program was launched in 2006. Every year the number of people wishing to become its participant is growing. Positive feedback on measures to improve housing conditions allowed the Russian government to extend their action.
Significant sums are allocated annually from the federal budget to implement plans to resolve the housing issue. In 2021, the region received 72 million rubles. The regional budget allocates additional funds for these purposes. This year, 270 certificates of financial support were issued.
Young Family Program 2021-2021 Basic conditions and purpose of the program
Extension of targeted payments to young citizens of the country for 2021–2021. will help families who do not have enough money to buy their own apartment or house.
In addition to the free subsidy, the action plan includes the development of the construction industry and mortgage lending.
Target payment is provided on a first-come, first-served basis. Entry into it is a declarative operation. One of the spouses must write an application and attach all the prescribed documents to it.
Where government assistance can be used:
- buying an apartment or private house;
- building your own home;
- making the last share in housing and communal services and receiving the apartment as your property;
- part of the amount to obtain a loan;
- mortgage lending program for young families.
Who can participate in the Young Family program?
A family in which the husband and wife are under 35 years of age can participate in the state program. Having children doesn't matter. This factor only affects the size of the payment.
Young family program in the Vladimir region 2021 conditions:
- Russian citizenship of husband and wife;
- total income or savings in excess of government payments;
- registration in the city of Vladimir or region;
- Cohabitation;
- the family does not have its own property and needs to buy it;
- the young couple had not previously received social assistance from other sources.
If you meet all the criteria, then you must submit an Application for participation in the subprogram “Providing Housing for Young Families” of the federal target program “Housing” for 2015 - 2021 to the local government body.
“Young Family” program in Vladimir and the Vladimir region
Government support for young families is aimed at making their living conditions easier. Basically, this concerns solving the problem of one’s housing, but now there are also different options for monetary assistance and utility benefits.
Who is eligible to receive benefits and payments?
The “Young Family” program is designed not only for people who meet the basic requirements of the law, but also those who belong to the “middle class,” that is, having a permanent income not lower than the established minimum. Thus, citizens with low incomes should not count on approval of their application and are unlikely to file an application due to the low percentage of its approval. If possible, it is better to prepare a certain amount or sell existing property - a car, a summer house, a plot of land to confirm the savings that will be required to pay the remaining cost of housing. Or, as an option, you can order an assessment of the value of the property for possible sale in order to pay for the apartment.
Families with children can take advantage of another profitable federal program - a mortgage with state support for families with children. Preferential mortgages for young families in this case are a low rate. The state subsidizes the interest rate so that for consumers it is no higher than 5-6% (the specific value depends on the bank).
Secondly, the marriage must be registered. It does not matter when the registration took place. It is acceptable to have a certificate dated one week before applying for subsidies. Single-parent families with children - father or mother with a child - can take part in the program.
Who can receive assistance within the project?
Firstly, you immediately need to define the concept of “young”. The law has a specific age - 35 years. It is up to this age that spouses can apply. It is important that both husband and wife must be under 35. If one is 33 and the other is 37, then subsidies will not be paid.
1) the age of each spouse or one parent in a single-parent family does not exceed 35 years; 2) the family is recognized as in need of housing; 3) the family has income that allows them to obtain a loan, or other funds sufficient to pay the estimated cost of housing in a part exceeding the amount of social benefits provided. Social benefits are provided in the amount of no less than: 30% of the estimated (average) cost of housing - for young families without children; 35% of the estimated (average) cost of housing - for young families with 1 or more children. The calculation of the amount of social benefits is made based on the size of the total housing area established for families of different sizes, the number of members of a young family and the standard cost of 1 sq. m. m of total housing area in the Vladimir region, established by the Ministry of Regional Development of the Russian Federation. The total area of living space, taking into account which the amount of social benefits is determined, is: for a family of 2 people (two young spouses or one young parent and child) - 42 sq.m. for a family of 3 or more people, including young spouses 1 or more children (or for a family consisting of one young parent and two or more children) - 18 sq.m. per person. The average cost of housing taken when calculating the amount of social benefits is determined by the formula:
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“Young Family” program: important conditions
Important: the program provides for the contribution of partial funds to finance the purchase of real estate, the rest of the amount is provided from the applicants’ money or is paid towards the mortgage. The program does not provide for free housing for citizens.
The fact of having children can only affect the number and size of benefits provided. To confirm that they meet all the necessary conditions, spouses must provide internal passports of Russian citizens, as well as a marriage registration certificate.
Registration procedure and required documents
The administration of the Vladimir region has determined the procedure for registering those in need of housing and approved the following package of documents for considering the right to receive a subsidy.
The following documents should be submitted to local authorities:
- Application for the right to receive social benefits for the purchase of residential premises or the construction of an individual residential building of a certain type, signed by both spouses;
- photocopies of identity documents;
- a copy of the marriage registration document;
- document confirming the presence of children;
- certificate of family composition;
- certificates of income of husband and wife;
- evidence of the need to improve living conditions.
The submitted application is reviewed within 10 working days. After which the applicant is sent a letter with the decision made.
In accordance with the established procedure, the formation of lists for state aid is carried out in the order of making a decision on the legality of the requirements for participation in subsidies.
The first priority are persons who were registered before March 1, 2005. Next up are large families. Next, the list is formed in chronological order.
Subsidy amount in 2021
The “Young Family” program in the Vladimir region for 2021 was approved by the governor.
The amount of non-cash payments is taken as a percentage of the cost of the purchased apartment or other housing as follows:
- childless spouses – 30%;
- participants with children, including single-parent families – 35%.
When a child is born while waiting for payments, the young couple is subsidized with an additional amount of 5% of the estimated cost of the apartment.
To receive the expected assistance, you must open a special bank account in the name of one of the spouses. To do this, the bank is provided with the following package of papers:
- document confirming the purchase of an apartment or other housing;
- certificate of registration of property with a government agency;
- certificate of income of both spouses.
How much subsidy is provided in Vladimir and the Vladimir region?
- number of family members, including parents and dependents;
- allocated premises with an area of at least 42 sq.m. for two, three or more people there must be at least 18 sq.m. for everyone;
- the cost of a square in the territory of the administrative entity - the city of Vladimir, the price should not exceed 32,991 rubles. as of early 2021.
Where to contact a young family in Vladimir and the Vladimir region
Mistake 2. You should not hope that if you have an income below the minimum, the family will be automatically accepted into the program . The project is designed for the state to finance only part of the cost of housing, and not provide it for use or ownership. Thus, what matters is the material ability to pay the balance of the price for an apartment from the income of the spouses or the presence of their own savings.
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Mistake 2. You should not hope that if you have an income below the minimum, the family will be automatically accepted into the program . The project is designed for the state to finance only part of the cost of housing, and not provide it for use or ownership. Thus, what matters is the material ability to pay the balance of the price for an apartment from the income of the spouses or the presence of their own savings.
A significantly larger part of the funds is provided by regional and local budgets. In the region, you can submit documents to participate in several initiatives to subsidize young families - federal, regional, and in some cities - even municipal. All of them imply voluntary and declared participation, that is, a representative of a young family must personally write an application for inclusion in the program.
Other measures to support young families in 2021
The purpose of state assistance for the purchase of housing is the following factors:. The Young Family program was launched this year. Every year the number of people wishing to become its participant is growing. Positive feedback on measures to improve housing conditions allowed the Russian government to extend their action. Significant sums are allocated annually from the federal budget to implement plans to resolve the housing issue. In the year, the region received 72 million rubles.
According to the municipal program in Vladimir in 2004-2014. improved living conditions of 885 families. Of these, 49 applicants received additional payments to the subsidy after the birth of a child. In 2015, 352 young families living in the city applied for social benefits. In 2020, thanks to the popularity of the program, there were more of them. It is expected that in 2015-2020. With the help of the program, 400 families in Vladimir will buy housing.
Regional program “Young Family” in Vladimir and the Vladimir region
Resolution of the Governor of the Vladimir Region dated April 19, 2011 N 330 “On measures to implement the subprogram “Providing housing for young families” of the federal target program “Housing” for 2015-2020” was signed.
According to this document, the Youth Policy Committee is instructed to formulate and submit to the governor for approval lists of participants in the “Young Family” program by November 1 of the previous year.
The self-government body recommended that lists be compiled and submitted to the youth policy committee before October 1 of the previous year.
The entire document is posted on the official website of the Vladimir city administration.
Advantages and disadvantages of the Young Family program
The state program of assistance to young citizens who have gotten married allows them to improve their living conditions. This policy strengthens young families and promotes fertility.
Benefits of the program:
- purchasing an apartment or private house is much cheaper;
- the possibility of making an initial payment when receiving a loan;
- families with three or more children receive a payment in the amount of 35% of the estimated cost of housing;
- A mortgage or home loan can be repaid with maternity capital.
Disadvantages include age restrictions and a voluminous package of documents for queuing.
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How much subsidy is provided in Vladimir and the Vladimir region?
For young people who have started a family, one of the problems is living conditions. It is quite difficult to accumulate funds to purchase real estate on your own; it will take several years. Interested in solving this issue, the authorities of the city of Vladimir and the Vladimir region organized a project called “Young Family”. The program combines both provisions of federal legislation and features introduced by the regional government. What are the main provisions of the law and under what conditions can the population obtain housing even without making a down payment? Read more in the material.
Goals of the program for young families in Vladimir and the Vladimir region
Mistake 2. You should not hope that if you have an income below the minimum, the family will be automatically accepted into the program . The project is designed for the state to finance only part of the cost of housing, and not provide it for use or ownership. Thus, what matters is the material ability to pay the balance of the price for an apartment from the income of the spouses or the presence of their own savings.
08 Apr 2021 vektorurist 317
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